Extras-onlyOn sale

Base 55% Back Extras Only

A Extras-only product from AIA Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (11)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 55% of the fee Scale and clean (114): 55% of the fee Fluoride (121): 55% of the fee	$500 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$150 a year
Physiotherapy	2 months	Initial visit: 55% of the fee Subsequent visit: 55% of the fee	$300 a yearShared with Chiropractic, Exercise physiology, Osteopathy
Chiropractic	2 months	Initial visit: 55% of the fee Subsequent visit: 55% of the fee	$300 a yearShared with Physiotherapy, Exercise physiology, Osteopathy
Psychology	2 months	Initial visit: 55% of the fee Subsequent visit: 55% of the fee	$150 a year
Acupuncture	2 months	Initial visit: 55% of the fee Subsequent visit: 55% of the fee	$100 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: 55% of the fee Subsequent visit: 55% of the fee	$100 a yearShared with Acupuncture
Dietetics	2 months	Initial visit: 55% of the fee Subsequent visit: 55% of the fee	$100 a year
Exercise physiology	2 months	Initial visit: 55% of the fee Subsequent visit: 55% of the fee	$300 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Health management programs	2 months	Health management program: 55% of the fee	$150 a year
Osteopathy	2 months	Initial visit: 55% of the fee Subsequent visit: 55% of the fee	$300 a yearShared with Physiotherapy, Chiropractic, Exercise physiology

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Chinese herbal medicine, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Glasses and contact lenses
$150 a year
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$300 a year
Also includes other services not listed
Psychology
$150 a year
Acupuncture, Remedial massage
$100 a year
Dietetics
$100 a year
Health management programs
$150 a year

Insurer's notes (original English)

Product features

A Family Limit of 3 times the annual per person limit applies to Optical, Physiotherapy, Chiropractic, Osteopathy, Acupuncture and Remedial Massage services.

Special features

No Gap Dental is available on eligible preventative dental services if you have served the two-month waiting period and use a smile.com.au dentist. A fixed benefit is paid on included dental services when using a non-smile.com.au dentist. The annual limit for Physiotherapy is shared with Chiropractic, Exercise Physiology and Osteopathy. The annual limit for Acupuncture is shared with Remedial Massage.

Frequently asked questions

How much does Base 55% Back Extras Only pay for a scale and clean?

According to government data, Base 55% Back Extras Only pays 55% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Base 55% Back Extras Only?

General dental 2 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Dietetics 2 months, Exercise physiology 2 months, Health management programs 2 months, Osteopathy 2 months.

Can Base 55% Back Extras Only be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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