Health management programs cover in Extras
529 products on sale cover Health management programs (61% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.
Government data date: 1 October 2026
- Products on sale covering Health management programs
- 529
- Most common waiting period
- 2 months
- Health management program: median benefit
- 60%
- Median annual limit
- $200
Health management programs cover by insurer
The government publishes benefits for "Health management program" as the representative item for Health management programs. What you actually get back also depends on the provider's fee and your remaining limit.
| Insurer | Products on sale covering it | Waiting period | Health management program: benefit | Annual limit |
|---|---|---|---|---|
| ahm | 12 of 23 | 0–2 months | $8–$15 / 60%–70% | $100–$800 |
| AIA Health | 103 of 103 | 2 months | $25–$50 / 50%–70% | $50–$1,200 |
| Australian Unity | 4 of 13 | 6 months | 50%–60% | $150–$250 |
| Bupa | 13 of 32 | 6 months | $50 / 50% | $50–$1,000 |
| GMHBA | 0 of 23 | — | — | — |
| HBF | 8 of 8 | 2 months | 50%–100% | $100–$1,000 |
| HCF | 7 of 13 | 2 months | $50–$200 / 60% | $50–$1,200 |
| HCi | 9 of 18 | 2 months | $120–$200 | $300–$350 |
| Health Partners | 122 of 255 | 0–2 months | 60%–90% | $100–$200 |
| HIF | 11 of 13 | 2 months | $75–$150 / 60%–100% | $50–$350 |
| Hunter Health Insurance | 33 of 44 | 2 months | $50–$65 | $65–$180 |
| Latrobe Health Services | 4 of 7 | 2–12 months | $40 / 60%–70% | $100–$500 |
| Medibank | 8 of 22 | 2 months | $67–$100 | $150–$250 |
| Mildura Health Fund | 3 of 6 | 6 months | 50%–70% | $100–$150 |
| nib | 28 of 56 | 6 months | 50%–75% | $150–$250 |
| onemedifund | 1 of 1 | 6 months | $150 | $150 |
| Peoplecare | 57 of 68 | 6 months | 50%–80% | $100–$1,000 |
| Phoenix Health Fund | 22 of 45 | 2 months | 60% | $200 |
| Queensland Country Health Fund | 50 of 50 | 2 months | $125–$150 | $125–$150 |
| RT Health | 26 of 39 | 2 months | 100% | $150 |
| see-u by HBF | 0 of 4 | — | — | — |
| St Lukes Health | 0 of 17 | — | — | — |
| Westfund | 8 of 9 | 2 months | $75–$100 / 50%–100% | $75–$500 |
Many products share the Health management programs limit with other services, so claiming one leaves less for the others. Check each product page for details.
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Frequently asked questions
How long is the waiting period for Health management programs?
The most common is 2 months among products on sale (range across all products: 0–12 months).
How much does Extras pay for Health management programs?
For "Health management program", products on sale pay 50%–100% of the fee.
Which insurers cover Health management programs?
529 products on sale from 20 insurers cover Health management programs: ahm, AIA Health, Australian Unity, Bupa, HBF, HCF, HCi, Health Partners, HIF, Hunter Health Insurance, Latrobe Health Services, Medibank, Mildura Health Fund, nib, onemedifund, Peoplecare, Phoenix Health Fund, Queensland Country Health Fund, RT Health, Westfund.