Hospital + ExtrasClosed

Silver Plus Family Hospital 500 and Base 50% Back Extras

A Hospital + Extras product from AIA Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (11)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 50% of the fee Scale and clean (114): 50% of the fee Fluoride (121): 50% of the fee	$500 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$150 a year
Physiotherapy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$250 a yearShared with Chiropractic, Exercise physiology, Osteopathy
Chiropractic	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$250 a yearShared with Physiotherapy, Exercise physiology, Osteopathy
Psychology	2 months	Initial visit: 50% of the fee	$100 a year
Acupuncture	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$100 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$100 a yearShared with Acupuncture
Dietetics	2 months	Initial visit: 50% of the fee	$100 a year
Exercise physiology	2 months	Initial visit: 50% of the fee	$250 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Health management programs	2 months	Health management program: 50% of the fee	$100 a year
Osteopathy	2 months	Initial visit: 50% of the fee Subsequent visit: $50	$250 a yearShared with Physiotherapy, Chiropractic, Exercise physiology

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Chinese herbal medicine, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Glasses and contact lenses
$150 a year
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$250 a year
Also includes other services not listed
Dietetics
$100 a year
Health management programs
$100 a year
Psychology
$100 a year
Acupuncture, Remedial massage
$100 a year

Insurer's notes (original English)

Other services

Psychology benefit includes counselling services.

Special features

General and Preventative Dental are combined under one limit. Physiotherapy, Hydrotherapy & Myotherapy share an annual limit. This policy also provides access to AIA Vitality where you can earn rewards for leading a healthy lifestyle. By reaching Silver Vitality Status or above you can get an additional 10% back on any non-dental benefits. Visit www.aiavitality.com.au for more information.

Frequently asked questions

How much does Silver Plus Family Hospital 500 and Base 50% Back Extras pay for a scale and clean?

According to government data, Silver Plus Family Hospital 500 and Base 50% Back Extras pays 50% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Silver Plus Family Hospital 500 and Base 50% Back Extras?

General dental 2 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Dietetics 2 months, Exercise physiology 2 months, Health management programs 2 months, Osteopathy 2 months.

Can Silver Plus Family Hospital 500 and Base 50% Back Extras be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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