Extras-onlyClosed

Lifestyle Extras

A Extras-only product from Bupa. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (12)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $34.10 Scale and clean (114): $71.40 Fluoride (121): $19.50 VIC Periodic exam (012): $29.15 Scale and clean (114): $66.50 Fluoride (121): $20.50 QLD Periodic exam (012): $22 Scale and clean (114): $46.35 Fluoride (121): $18.50 WA Periodic exam (012): $34.10 Scale and clean (114): $59.95 Fluoride (121): $16.50 SA Periodic exam (012): $26.95 Scale and clean (114): $56.15 Fluoride (121): $18.50 TAS Periodic exam (012): $24.20 Scale and clean (114): $49.05 Fluoride (121): $18.50 NT Periodic exam (012): $26.95 Scale and clean (114): $57.75 Fluoride (121): $16.50	$700 a year
Major dental	12 months	NSW / ACT Extraction (322): $81 Full crown, veneered (615): $650 VIC Extraction (322): $84 Full crown, veneered (615): $540 QLD Extraction (322): $80 Full crown, veneered (615): $650 WA Extraction (322): $84 Full crown, veneered (615): $576 SA Extraction (322): $75 Full crown, veneered (615): $510 TAS, NT Extraction (322): $84 Full crown, veneered (615): $650	$650 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT, SA Root canal obturation (417): $140 VIC Root canal obturation (417): $145 QLD Root canal obturation (417): $156 WA, NT Root canal obturation (417): $131 TAS Root canal obturation (417): $151	$650 a yearShared with Major dental
Glasses and contact lenses	2 months	Single vision lenses and frames: $181.60 Multifocal lenses and frames: $220	$220 a year
Non-PBS prescription medicines	2 months	Per prescription: $40	$300 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $44.95 Subsequent visit: $34.65 VIC, TAS Initial visit: $37.75 Subsequent visit: $24.75 QLD Initial visit: $41.05 Subsequent visit: $32.45 WA Initial visit: $41.05 Subsequent visit: $30.80 SA Initial visit: $33.85 Subsequent visit: $23.65 NT Initial visit: $34.95 Subsequent visit: $25.85	$700 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $40 Subsequent visit: $27 VIC, TAS Initial visit: $32 Subsequent visit: $22 QLD Initial visit: $35 Subsequent visit: $24 WA Initial visit: $31 Subsequent visit: $23 SA Initial visit: $31 Subsequent visit: $20 NT Initial visit: $34 Subsequent visit: $22	$700 a yearShared with Physiotherapy, Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $28.60 Subsequent visit: $28.60 VIC, SA, NT Initial visit: $29.90 Subsequent visit: $22.10 QLD Initial visit: $35.10 Subsequent visit: $24.70 WA Initial visit: $35.10 Subsequent visit: $27.30 TAS Initial visit: $27.30 Subsequent visit: $22.10	$200 a yearShared with Orthotics
Remedial massage	2 months	Initial visit: $34.50 Subsequent visit: $26.50	$200 a year
Home nursing	2 months	Initial visit: $35	$100 a year
Orthotics	12 months	Per pair of orthotics: 60% of the fee	$200 a yearShared with Podiatry
Osteopathy	2 months	NSW / ACT Initial visit: $49 Subsequent visit: $33 VIC, TAS Initial visit: $39.50 Subsequent visit: $27 QLD Initial visit: $43 Subsequent visit: $29.50 WA Initial visit: $38 Subsequent visit: $28.50 SA Initial visit: $38 Subsequent visit: $24.50 NT Initial visit: $42 Subsequent visit: $27	$700 a yearShared with Physiotherapy, Chiropractic

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs

Annual limits

Services in the same group share one limit.

General dental
$700 a year
Also includes other services not listed
Major dental, Root canal (endodontics)
$650 a year
Also includes other services not listed
Glasses and contact lenses
$220 a year
Also includes other services not listed
Non-PBS prescription medicines
$300 a year
Physiotherapy, Chiropractic, Osteopathy
$700 a year
Podiatry, Orthotics
$200 a year
Also includes other services not listed
Remedial massage
$200 a year
Home nursing
$100 a year

Insurer's notes (original English)

Product features

You’ll get access to higher set benefits at our Optical Partners including a ‘no-gap’ fixed-priced package experience on glasses, yearly limits and waiting periods apply.

Other services

Includes access to Blua Online Doctor Appointments. We pay 100% of the cost for eligible consults only, up to a yearly limit of 3 services per person. Benefits are not payable for services listed on the Medicare Benefits Schedule (MBS). 2-months waiting period, eligibility criteria, terms and conditions apply. 100% of travel expenses up to $100 per person, and $40 per night of accommodation fees up to $150 per person for essential hospital or medical treatment where the total return distance is 200km or more from home. Where applicable, benefits are paid under Hospital cover only (you cannot claim under both Hospital and Extras for the same trip). 2-months waiting period and eligibility criteria apply. Digital Mental Health 100% back of the fee agreed between Bupa and the provider up to yearly limits at Bupa recognised providers.

Special features

Home nursing covers selected services. Pharmacy benefit paid after deduction of the PBS co-payment. Dentures payable once every 3 years. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months.

Frequently asked questions

How much does Lifestyle Extras pay for a scale and clean?

According to government data, Lifestyle Extras pays up to $71.40 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.

What are the waiting periods for Lifestyle Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Remedial massage 2 months, Home nursing 2 months, Orthotics 12 months, Osteopathy 2 months.

Can Lifestyle Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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