Home nursing cover in Extras
167 products on sale cover Home nursing (19% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.
Government data date: 1 October 2026
- Products on sale covering Home nursing
- 167
- Most common waiting period
- 2 months
- Initial visit: median benefit
- $35
- Median annual limit
- $500
Home nursing cover by insurer
The government publishes benefits for "Initial visit" as the representative item for Home nursing. What you actually get back also depends on the provider's fee and your remaining limit.
| Insurer | Products on sale covering it | Waiting period | Initial visit: benefit | Annual limit |
|---|---|---|---|---|
| ahm | 0 of 23 | — | — | — |
| AIA Health | 0 of 103 | — | — | — |
| Australian Unity | 0 of 13 | — | — | — |
| Bupa | 20 of 32 | 2 months | $35–$44 / 50%–60% | $200–$450 |
| GMHBA | 0 of 23 | — | — | — |
| HBF | 0 of 8 | — | — | — |
| HCF | 0 of 13 | — | — | — |
| HCi | 9 of 18 | 2 months | $45–$55 | $500 |
| Health Partners | 0 of 255 | — | — | — |
| HIF | 4 of 13 | 2 months | $75–$100 | $450–$1,800 |
| Hunter Health Insurance | 33 of 44 | 2 months | $16–$35 | $150–$950 |
| Latrobe Health Services | 2 of 7 | 2 months | $24 | $300 |
| Medibank | 1 of 22 | 2 months | 100% | $500 |
| Mildura Health Fund | 5 of 6 | 2 months | $12 | $350–$600 |
| nib | 10 of 56 | 2 months | 60%–75% | $150–$400 |
| onemedifund | 1 of 1 | 2 months | $45 | $1,000 |
| Peoplecare | 22 of 68 | 2 months | 70%–80% | $500–$700 |
| Phoenix Health Fund | 0 of 45 | — | — | — |
| Queensland Country Health Fund | 12 of 50 | 12 months | $50 | — |
| RT Health | 26 of 39 | 2 months | $20–$30 | $450–$700 |
| see-u by HBF | 0 of 4 | — | — | — |
| St Lukes Health | 15 of 17 | 2 months | $50–$70 | $300–$1,000 |
| Westfund | 7 of 9 | 2 months | $48–$72 / 50%–60% | $150–$500 |
Many products share the Home nursing limit with other services, so claiming one leaves less for the others. Check each product page for details.
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Frequently asked questions
How long is the waiting period for Home nursing?
The most common is 2 months among products on sale (range across all products: 2–12 months).
How much does Extras pay for Home nursing?
For "Initial visit", products on sale pay up to $12–$100 per visit, with a median of $35.
Which insurers cover Home nursing?
167 products on sale from 14 insurers cover Home nursing: Bupa, HCi, HIF, Hunter Health Insurance, Latrobe Health Services, Medibank, Mildura Health Fund, nib, onemedifund, Peoplecare, Queensland Country Health Fund, RT Health, St Lukes Health, Westfund.