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私保通 Private Care+
Hospital + ExtrasClosed

Frank Freedom Saver Flexi-Bundle (Basic+)

A Hospital + Extras product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (11)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $26.60
  • Scale and clean (114): $54.20
  • Fluoride (121): $16.10
$700 a yearShared with Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy
Root canal (endodontics)12 months
  • Root canal obturation (417): $91.40
$700 a yearShared with General dental, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
$150 a year
Physiotherapy2 months
  • Initial visit: $32
  • Subsequent visit: $32
$700 a yearShared with General dental, Root canal (endodontics), Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy
Chiropractic2 months
  • Initial visit: $28
  • Subsequent visit: $28
$700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy
Acupuncture2 months
  • Initial visit: $25
  • Subsequent visit: $25
$700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy
Remedial massage2 months
  • Initial visit: $22
  • Subsequent visit: $22
$700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy
Chinese herbal medicine2 months
  • Initial visit: $25
  • Subsequent visit: $25
$700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
Dietetics2 months
  • Initial visit: $25
  • Subsequent visit: $25
$700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology, Osteopathy
Exercise physiology2 months
  • Initial visit: $22
  • Subsequent visit: $22
$700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Osteopathy
Osteopathy2 months
  • Initial visit: $32
  • Subsequent visit: $32
$700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology

Not covered: Major dental, Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Psychology, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Exercise physiology, Osteopathy

    $700 a year

  • Glasses and contact lenses

    $150 a year

Insurer's notes (original English)

Product features

Excludes chiropractic x-rays. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Other services

With the Freedom Saver Flexi-Bundle (basic+) you receive a $700 Freedom Limit to spend on your included extras, with a separate limit of $150 to spend on Optical. In addition, Loyalty Benefit rewards you for staying with Frank by increasing your Freedom Limit for each full calendar year you serve (capped at 4 years).

Frequently asked questions

How much does Frank Freedom Saver Flexi-Bundle (Basic+) pay for a scale and clean?
According to government data, Frank Freedom Saver Flexi-Bundle (Basic+) pays up to $54.20 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.
What are the waiting periods for Frank Freedom Saver Flexi-Bundle (Basic+)?
General dental 2 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Osteopathy 2 months.
Can Frank Freedom Saver Flexi-Bundle (Basic+) be bought on its own?
This product combines hospital and Extras in one policy, with Basic Plus hospital cover.

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