Hospital + ExtrasClosed

Frank Starter Bundle (Basic)

A Hospital + Extras product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (11)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee	$300 a year
Major dental	12 months	Extraction (322): 60% of the fee Full crown, veneered (615): 60% of the fee	$300 a yearShared with Root canal (endodontics), Orthodontics (braces)
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$300 a yearShared with Major dental, Orthodontics (braces)
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 60% of the fee	$300 a yearShared with Major dental, Root canal (endodontics)
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Osteopathy
Acupuncture	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Acupuncture
Exercise physiology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Physiotherapy
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Chiropractic
Vaccinations	No waiting period	Per vaccination: 60% of the fee	$100 a year

Not covered: Glasses and contact lenses, Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$300 a year
Major dental, Root canal (endodontics), Orthodontics (braces)
$300 a year
Physiotherapy, Exercise physiology
$300 a year
Also includes other services not listed
Chiropractic, Osteopathy
$300 a year
Also includes other services not listed
Acupuncture, Remedial massage
$300 a year
Also includes other services not listed
Vaccinations
$100 a year, $50 per service

Insurer's notes (original English)

Product features

Includes hydrotherapy, myotherapy & dietetics. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Special features

Pharmacy benefits apply for approved travel vaccines only. *60% back on 1 ambulance subscription per membership per calendar year, purchased from a Frank approved provider.

Frequently asked questions

How much does Frank Starter Bundle (Basic) pay for a scale and clean?

According to government data, Frank Starter Bundle (Basic) pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $300 a year.

What are the waiting periods for Frank Starter Bundle (Basic)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Exercise physiology 2 months, Osteopathy 2 months, Vaccinations No waiting period.

Can Frank Starter Bundle (Basic) be bought on its own?

This product combines hospital and Extras in one policy, with Basic hospital cover.

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