Hospital + ExtrasClosed

GMHBA Silver Package

A Hospital + Extras product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (16)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 100% of the fee Scale and clean (114): 100% of the fee Fluoride (121): 100% of the fee	$800 a year
Major dental	12 months	Extraction (322): 60% of the fee Full crown, veneered (615): 60% of the fee	$800 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$800 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 60% of the fee	$500 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a yearShared with Chiropractic, Exercise physiology, Osteopathy
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a yearShared with Physiotherapy, Exercise physiology, Osteopathy
Podiatry	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$250 a yearShared with Orthotics
Psychology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$250 a year
Acupuncture	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$300 a yearShared with Acupuncture
Dietetics	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$250 a year
Exercise physiology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Osteopathy
Orthotics	12 months	Per pair of orthotics: 60% of the fee	$250 a yearShared with Podiatry
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$400 a yearShared with Physiotherapy, Chiropractic, Exercise physiology
Vaccinations	2 months	Per vaccination: 60% of the fee	$100 a year

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Chinese herbal medicine, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$800 a year
Major dental, Root canal (endodontics)
$800 a year
Orthodontics (braces)
$500 a year, $1,800 lifetime
Glasses and contact lenses
$250 a year
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$400 a year
Also includes other services not listed
Podiatry, Orthotics
$250 a year
Also includes other services not listed
Psychology
$250 a year
Acupuncture, Remedial massage
$300 a year
Also includes other services not listed
Dietetics
$250 a year
Vaccinations
$100 a year

Insurer's notes (original English)

Product features

Get cover for a range of wellbeing and preventative health benefits.

Special features

60% back on General Dental. 100% back on preventative dental item numbers 011, 012, 013, 014, 121, service limits apply: 1 x 011 per 2 calendar years, combined total maximum 3 per calendar year for 011, 012, 014. Pharmacy benefits apply for approved travel vaccines only.

Frequently asked questions

How much does GMHBA Silver Package pay for a scale and clean?

According to government data, GMHBA Silver Package pays 100% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $800 a year.

What are the waiting periods for GMHBA Silver Package?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthotics 12 months, Osteopathy 2 months, Vaccinations 2 months.

Can GMHBA Silver Package be bought on its own?

This product combines hospital and Extras in one policy, with Silver hospital cover.

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