Extras-onlyClosed

GMHBA Top Extras No Dental

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (18)

Service	Waiting period	Max benefit per visit	Annual limit
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: 100% of the fee	$350 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $36 Subsequent visit: $26	$500 a year
Chiropractic	2 months	Initial visit: $26 Subsequent visit: $21	$350 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: $43 Subsequent visit: $43	$350 a year
Psychology	2 months	Initial visit: $54 Subsequent visit: $25	$500 a year
Acupuncture	2 months	Initial visit: $25 Subsequent visit: $20	$350 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: $20 Subsequent visit: $20	$350 a yearShared with Acupuncture
Hearing aids	12 months	Per hearing aid: 100% of the fee	$800 a year
Blood glucose monitors	12 months	Blood glucose monitor: 100% of the fee	$200 a year
Audiology (hearing tests)	2 months	Initial visit: $56 Subsequent visit: $56	$350 a year
Dietetics	2 months	Initial visit: $60 Subsequent visit: $45	$350 a year
Orthoptics	2 months	Initial visit: $54 Subsequent visit: $25	$500 a yearShared with Speech therapy
Occupational therapy	2 months	Initial visit: $54 Subsequent visit: $25	$500 a year
Orthotics	12 months	Per pair of orthotics: 80% of the fee	$230 a year
Osteopathy	2 months	Initial visit: $26 Subsequent visit: $21	$350 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: $54 Subsequent visit: $25	$500 a yearShared with Orthoptics
Vaccinations	2 months	Per vaccination: 100% of the fee	$350 a yearShared with Non-PBS prescription medicines

Not covered: General dental, Major dental, Root canal (endodontics), Orthodontics (braces), Exercise physiology, Chinese herbal medicine, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

Glasses and contact lenses
$250 a year
Non-PBS prescription medicines, Vaccinations
$350 a year
Physiotherapy
$500 a year
Also includes other services not listed
Chiropractic, Osteopathy
$350 a year
Also includes other services not listed
Podiatry
$350 a year
Also includes other services not listed
Psychology
$500 a year
Acupuncture, Remedial massage
$350 a year
Hearing aids
$800 a year, 1 per 3 years
Blood glucose monitors
$200 a year, 1 per 3 years
Audiology (hearing tests)
$350 a year
Dietetics
$350 a year
Orthoptics, Speech therapy
$500 a year
Occupational therapy
$500 a year
Orthotics
$230 a year, $115 per service

Insurer's notes (original English)

Product features

Rates discounted for premiums paid by direct debit. This product excludes all dental benefits.

Other services

Benefits also available towards Home/Bush Nursing, please contact GMHBA for further information.

Special features

Non PBS Pharmaceuticals must be a private Schedule 4 or Schedule 8 and dispensed via a provider in private practice. PBS Contribution applies to Travel Vaccinations

Frequently asked questions

How much does GMHBA Top Extras No Dental pay for a scale and clean?

GMHBA Top Extras No Dental does not cover general dental.

What are the waiting periods for GMHBA Top Extras No Dental?

Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Audiology (hearing tests) 2 months, Dietetics 2 months, Orthoptics 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can GMHBA Top Extras No Dental be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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