Core Essential Extras
A Extras-only product from Latrobe Health Services. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (11)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $375 a yearShared with Root canal (endodontics) |
| Root canal (endodontics) | 2 months |
| $375 a yearShared with General dental |
| Glasses and contact lenses | 6 months |
| $175 a year |
| Physiotherapy | 2 months |
| $350 a yearShared with Chiropractic, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy |
| Chiropractic | 2 months |
| $350 a yearShared with Physiotherapy, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy |
| Psychology | 2 months |
| $200 a year |
| Acupuncture | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Remedial massage, Dietetics, Exercise physiology, Osteopathy |
| Remedial massage | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Dietetics, Exercise physiology, Osteopathy |
| Dietetics | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Exercise physiology, Osteopathy |
| Exercise physiology | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Dietetics, Osteopathy |
| Osteopathy | 2 months |
| $350 a yearShared with Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Dietetics, Exercise physiology |
Not covered: Major dental, Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Chinese herbal medicine, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Root canal (endodontics)
$375 a year
Glasses and contact lenses
$175 a year
Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Dietetics, Exercise physiology, Osteopathy
$350 a year
Also includes other services not listed
Psychology
$200 a year
Insurer's notes (original English)
Product features
When combined with hospital, also includes a Benefit Bonus of $50 each year per person capped at $100 per membership, accruing up to $250 per person capped at $500 per membership. For Couple and Family memberships, each person may only claim up to 50% of the accrued benefit bonus in any one year. Benefit Bonus limits refresh each year on join anniversary. If unused, benefit bonus rolls over up to a maximum of 5 years' benefit ($250 per person capped at $500 per membership)
Other services
Periodic Oral Examination - $60 for 1 service, 50% for additional services. Scale and clean - $120 for 1 service, 50% for additional services. Fluoride Treatment - $36 for 2 services, limit 2 services per person per year. A benefit is also payable for myotherapy, health appliances & aids such as crutches, knee braces, splints, cam boot and a 50% rebate on full ambulance subscriptions when paid voluntarily but not as a state tax or levy. When this extras cover is coupled with a hospital cover a benefit bonus will also accumulate.
Special features
Periodic Oral Examination - 1 free up to $60, Scale and clean - 1 free up to $120, Fluoride Treatment - 2 free up to $36.
Frequently asked questions
How much does Core Essential Extras pay for a scale and clean?
What are the waiting periods for Core Essential Extras?
Can Core Essential Extras be bought on its own?
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