Hospital + ExtrasClosed

Gold Proactive Package

A Hospital + Extras product from Latrobe Health Services. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (18)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $24.20 Scale and clean (114): $46.40 Fluoride (121): $18.50 Extraction (322): $81	$600 a yearShared with Root canal (endodontics)
Major dental	12 months	Full crown, veneered (615): $432	$600 a year
Root canal (endodontics)	2 months	Root canal obturation (417): $88.20	$600 a yearShared with General dental
Glasses and contact lenses	2 months	Single vision lenses and frames: $150 Multifocal lenses and frames: $150	$150 a year
Non-PBS prescription medicines	2 months	Per prescription: $25	$250 a year
Physiotherapy	2 months	Initial visit: $26 Subsequent visit: $20	$350 a year
Podiatry	2 months	Initial visit: $45 Subsequent visit: $35	$300 a yearShared with Orthotics
Psychology	2 months	Initial visit: $45 Subsequent visit: $25	$350 a year
Hearing aids	36 months	Per hearing aid: $550	$550 a year
Blood glucose monitors	36 months	Blood glucose monitor: $240	$240 a year
Audiology (hearing tests)	2 months	Initial visit: $20 Subsequent visit: $15	$50 a year
Dietetics	2 months	Initial visit: $24 Subsequent visit: $18	$250 a year
Orthoptics	2 months	Initial visit: $26 Subsequent visit: $20	$350 a yearShared with Occupational therapy, Speech therapy
Health management programs	2 months	Health management program: $70	$70 a year
Home nursing	2 months	Initial visit: $15 Subsequent visit: $15	$250 a year
Occupational therapy	2 months	Initial visit: $26 Subsequent visit: $20	$350 a yearShared with Orthoptics, Speech therapy
Orthotics	2 months	Per pair of orthotics: $187	$300 a yearShared with Podiatry
Speech therapy	2 months	Initial visit: $26 Subsequent visit: $20	$350 a yearShared with Orthoptics, Occupational therapy

Not covered: Orthodontics (braces), Chiropractic, Osteopathy, Exercise physiology, Acupuncture, Chinese herbal medicine, Remedial massage, Vaccinations, Antenatal and postnatal care

Annual limits

Services in the same group share one limit.

General dental, Root canal (endodontics)
$600 a year
Major dental
$600 a year
Glasses and contact lenses
$150 a year
Non-PBS prescription medicines
$250 a year
Physiotherapy
$350 a year
Podiatry, Orthotics
$300 a year
Also includes other services not listed
Psychology
$350 a year
Hearing aids
$550 a year, 1 per 5 years
Blood glucose monitors
$240 a year, 1 per 3 years
Also includes other services not listed
Audiology (hearing tests)
$50 a year
Dietetics
$250 a year
Orthoptics, Occupational therapy, Speech therapy
$350 a year
Health management programs
$70 a year
Home nursing
$250 a year

Insurer's notes (original English)

Other services

The orthotic benefit shown is a guide only and benefits will differ according to the orthotic prescribed. Pharmacy benefits is 15% of the cost of private scripts up to $25.00. Benefits are also payable for pressure garments, nebulisers, CPAP machine, personal alarm call system, home services, and breast prostheses.

Frequently asked questions

How much does Gold Proactive Package pay for a scale and clean?

According to government data, Gold Proactive Package pays up to $46.40 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $600 a year.

What are the waiting periods for Gold Proactive Package?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 2 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Podiatry 2 months, Psychology 2 months, Hearing aids 36 months, Blood glucose monitors 36 months, Audiology (hearing tests) 2 months, Dietetics 2 months, Orthoptics 2 months, Health management programs 2 months, Home nursing 2 months, Occupational therapy 2 months, Orthotics 2 months, Speech therapy 2 months.

Can Gold Proactive Package be bought on its own?

This product combines hospital and Extras in one policy, with Gold hospital cover.

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