Extras-onlyClosed

First Choice Extras Cover

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (5)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $33.70 Scale and clean (114): $38 Fluoride (121): $22 VIC Periodic exam (012): $28.90 Scale and clean (114): $33.80 Fluoride (121): $17.20 QLD Periodic exam (012): $20 Scale and clean (114): $36.20 Fluoride (121): $19 WA Periodic exam (012): $22.80 Scale and clean (114): $35.60 Fluoride (121): $15.50 SA, NT Periodic exam (012): $20.10 Scale and clean (114): $38.30 Fluoride (121): $16.10 TAS Periodic exam (012): $20.70 Scale and clean (114): $37 Fluoride (121): $15	$500 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $85.50 VIC Root canal obturation (417): $64.10 QLD Root canal obturation (417): $67.20 WA Root canal obturation (417): $72 SA, NT Root canal obturation (417): $85 TAS Root canal obturation (417): $73.20	$500 a yearShared with General dental
Glasses and contact lenses	6 months	NSW / ACT Single vision lenses and frames: $135 Multifocal lenses and frames: $195 VIC, WA Single vision lenses and frames: $129 Multifocal lenses and frames: $189 QLD, TAS, NT Single vision lenses and frames: $120 Multifocal lenses and frames: $180 SA Single vision lenses and frames: $115 Multifocal lenses and frames: $175	$200 a year
Non-PBS prescription medicines	2 months	NSW / ACT Per prescription: $31.10 VIC Per prescription: $21.90 QLD Per prescription: $36.70 WA, SA, NT Per prescription: $30.60 TAS Per prescription: $35.60	$300 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $43.40 Subsequent visit: $24.20 VIC Initial visit: $43 Subsequent visit: $21.70 QLD Initial visit: $35.90 Subsequent visit: $23 WA Initial visit: $32.90 Subsequent visit: $21.70 SA, NT Initial visit: $32.90 Subsequent visit: $23 TAS Initial visit: $33.50 Subsequent visit: $23	$300 a year

Not covered: Major dental, Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Chiropractic, Osteopathy, Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Root canal (endodontics)
$500 a year
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines
$300 a year
Physiotherapy
$300 a year

Insurer's notes (original English)

Product features

Provides basic extras cover for commonly used services such as dental, optical items and physiotherapy. Easy online and electronic claiming. Access to betterhealth Online to help keep you healthy. A 12-month waiting period applies for surgical extraction of teeth.

Frequently asked questions

How much does First Choice Extras Cover pay for a scale and clean?

According to government data, First Choice Extras Cover pays up to $38 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for First Choice Extras Cover?

General dental 2 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months.

Can First Choice Extras Cover be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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