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Essential Extras 75

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $27.60 Scale and clean (114): $50 Fluoride (121): $16.70 Extraction (322): $125 VIC Periodic exam (012): $26.50 Scale and clean (114): $51.20 Fluoride (121): $16 Extraction (322): $109.20 QLD Periodic exam (012): $26.50 Scale and clean (114): $50.60 Fluoride (121): $14.40 Extraction (322): $113.90 WA Periodic exam (012): $27 Scale and clean (114): $51.20 Fluoride (121): $15.50 Extraction (322): $106.50 SA Periodic exam (012): $26.50 Scale and clean (114): $51.70 Fluoride (121): $15.60 Extraction (322): $109.30 TAS Periodic exam (012): $30.50 Scale and clean (114): $51.20 Fluoride (121): $16.70 Extraction (322): $126.50 NT Periodic exam (012): $41.90 Scale and clean (114): $62.10 Fluoride (121): $15 Extraction (322): $143.60	$750 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $47.90 Subsequent visit: $40 VIC Initial visit: $48.60 Subsequent visit: $38.70 QLD Initial visit: $49.20 Subsequent visit: $41.30 WA Initial visit: $47.30 Subsequent visit: $40.70 SA Initial visit: $44.60 Subsequent visit: $38.10 TAS Initial visit: $47.90 Subsequent visit: $40.70 NT Initial visit: $55.10 Subsequent visit: $45.30	$450 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $36.10 VIC Initial visit: $48.60 Subsequent visit: $34.10 QLD Initial visit: $46.60 Subsequent visit: $33.50 WA Initial visit: $48.60 Subsequent visit: $33.50 SA Initial visit: $47.30 Subsequent visit: $32.20 TAS Initial visit: $47.20 Subsequent visit: $35.40 NT Initial visit: $49.80 Subsequent visit: $35.40	$450 a yearShared with Physiotherapy, Osteopathy
Acupuncture	2 months	NSW / ACT Initial visit: $33 Subsequent visit: $23 VIC Initial visit: $37.40 Subsequent visit: $27.70 QLD Initial visit: $36.30 Subsequent visit: $28.80 WA Initial visit: $40.90 Subsequent visit: $33.40 SA Initial visit: $35.70 Subsequent visit: $28.80 TAS Initial visit: $38.60 Subsequent visit: $30 NT Initial visit: $36.20 Subsequent visit: $34.60	$100 a yearShared with Remedial massage, Chinese herbal medicine, Exercise physiology
Remedial massage	2 months	NSW / ACT, QLD, WA Initial visit: $44.30 Subsequent visit: $29.90 VIC Initial visit: $44.40 Subsequent visit: $29.90 SA, TAS Initial visit: $41.40 Subsequent visit: $29.90 NT Initial visit: $53 Subsequent visit: $41.40	$100 a yearShared with Acupuncture, Chinese herbal medicine, Exercise physiology
Chinese herbal medicine	2 months	Initial visit: $21.50 Subsequent visit: $21.50	$100 a yearShared with Acupuncture, Remedial massage, Exercise physiology
Exercise physiology	2 months	Initial visit: $21.50 Subsequent visit: $12	$100 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine
Osteopathy	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $36.10 VIC Initial visit: $48.60 Subsequent visit: $34.10 QLD Initial visit: $46.60 Subsequent visit: $33.50 WA Initial visit: $48.60 Subsequent visit: $33.50 SA Initial visit: $47.30 Subsequent visit: $32.20 TAS Initial visit: $47.20 Subsequent visit: $35.40 NT Initial visit: $49.80 Subsequent visit: $35.40	$450 a yearShared with Physiotherapy, Chiropractic

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$750 a year
Glasses and contact lenses
$200 a year
Physiotherapy, Chiropractic, Osteopathy
$450 a year
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$100 a year

Insurer's notes (original English)

Product features

Provides cover for commonly used services and 100% back up to your annual limit on eligible optical services. Annual limits apply to each person on the membership. Easy online and electronic claiming.

Special features

A 12 month waiting period applies to surgical tooth extraction.

Frequently asked questions

How much does Essential Extras 75 pay for a scale and clean?

According to government data, Essential Extras 75 pays up to $50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $750 a year.

What are the waiting periods for Essential Extras 75?

General dental 2 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Exercise physiology 2 months, Osteopathy 2 months.

Can Essential Extras 75 be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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