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Growing Family 60

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (20)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $23.50 Scale and clean (114): $46 Fluoride (121): $14.20 Extraction (322): $113.70 VIC Periodic exam (012): $22.50 Scale and clean (114): $43.60 Fluoride (121): $13 Extraction (322): $93 QLD Periodic exam (012): $22.50 Scale and clean (114): $43.10 Fluoride (121): $12.30 Extraction (322): $96.90 WA Periodic exam (012): $23 Scale and clean (114): $43.60 Fluoride (121): $12.80 Extraction (322): $90.60 SA Periodic exam (012): $22.50 Scale and clean (114): $44 Fluoride (121): $13.30 Extraction (322): $93 TAS Periodic exam (012): $26 Scale and clean (114): $43.60 Fluoride (121): $14.20 Extraction (322): $107.60 NT Periodic exam (012): $35.70 Scale and clean (114): $52.90 Fluoride (121): $12.80 Extraction (322): $122.20	$750 a year
Major dental	12 months	Full crown, veneered (615): $500	$400 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $105.30 VIC Root canal obturation (417): $115.10 QLD Root canal obturation (417): $129.70 WA Root canal obturation (417): $107.70 SA Root canal obturation (417): $116 TAS Root canal obturation (417): $124.80 NT Root canal obturation (417): $117.50	$400 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$100 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Non-PBS prescription medicines	2 months	Per prescription: $21	$400 a yearShared with Psychology, Blood glucose monitors, Antenatal and postnatal care, Dietetics, Speech therapy
Physiotherapy	2 months	NSW / ACT Initial visit: $37.70 Subsequent visit: $31.50 VIC Initial visit: $38.20 Subsequent visit: $30.50 QLD Initial visit: $38.70 Subsequent visit: $32.50 WA Initial visit: $37.10 Subsequent visit: $32.10 SA Initial visit: $35.20 Subsequent visit: $30 TAS Initial visit: $37.70 Subsequent visit: $32.10 NT Initial visit: $43.30 Subsequent visit: $35.60	$300 a yearShared with Chiropractic, Podiatry, Orthotics, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $38.20 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $38.20 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$300 a yearShared with Physiotherapy, Podiatry, Orthotics, Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $33 Subsequent visit: $27.80 VIC Initial visit: $33.40 Subsequent visit: $26 QLD, TAS Initial visit: $32.40 Subsequent visit: $26 WA Initial visit: $35.40 Subsequent visit: $26.50 SA Initial visit: $32.90 Subsequent visit: $25.50 NT Initial visit: $33.30 Subsequent visit: $27.40	$300 a yearShared with Physiotherapy, Chiropractic, Orthotics, Osteopathy
Psychology	No waiting period	NSW / ACT Initial visit: $101.33 Subsequent visit: $88.11 VIC Initial visit: $102 Subsequent visit: $88.70 QLD Initial visit: $96.68 Subsequent visit: $84.07 WA Initial visit: $115.29 Subsequent visit: $100.25 SA Initial visit: $118.37 Subsequent visit: $102.93 TAS Initial visit: $94.99 Subsequent visit: $82.60 NT Initial visit: $110.89 Subsequent visit: $96.42	$400 a yearShared with Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Dietetics, Speech therapy
Acupuncture	2 months	NSW / ACT Initial visit: $27 Subsequent visit: $20 VIC Initial visit: $31.80 Subsequent visit: $23.50 QLD Initial visit: $31.20 Subsequent visit: $24.50 WA Initial visit: $34.80 Subsequent visit: $28.40 SA Initial visit: $30.40 Subsequent visit: $24.50 TAS Initial visit: $32.80 Subsequent visit: $25.50 NT Initial visit: $30.80 Subsequent visit: $29.40	$150 a yearShared with Remedial massage, Chinese herbal medicine, Exercise physiology
Remedial massage	2 months	NSW / ACT, VIC, WA Initial visit: $37.80 Subsequent visit: $25.50 QLD Initial visit: $37.70 Subsequent visit: $25.50 SA Initial visit: $35.30 Subsequent visit: $25.50 TAS Initial visit: $35.40 Subsequent visit: $25.50 NT Initial visit: $45.20 Subsequent visit: $35.20	$150 a yearShared with Acupuncture, Chinese herbal medicine, Exercise physiology
Blood glucose monitors	24 months	Blood glucose monitor: 100% of the fee	$400 a yearShared with Non-PBS prescription medicines, Psychology, Antenatal and postnatal care, Dietetics, Speech therapy
Antenatal and postnatal care	2 months	Initial visit: $20 Subsequent visit: $20	$400 a yearShared with Non-PBS prescription medicines, Psychology, Blood glucose monitors, Dietetics, Speech therapy
Chinese herbal medicine	2 months	Initial visit: $16 Subsequent visit: $16	$150 a yearShared with Acupuncture, Remedial massage, Exercise physiology
Dietetics	2 months	NSW / ACT Initial visit: $44.80 Subsequent visit: $24.60 VIC Initial visit: $48.10 Subsequent visit: $25.70 QLD Initial visit: $40.90 Subsequent visit: $25.60 WA Initial visit: $40.30 Subsequent visit: $22.30 SA Initial visit: $45.80 Subsequent visit: $22.50 TAS Initial visit: $45.90 Subsequent visit: $25.40 NT Initial visit: $44.10 Subsequent visit: $22.60	$400 a yearShared with Non-PBS prescription medicines, Psychology, Blood glucose monitors, Antenatal and postnatal care, Speech therapy
Exercise physiology	2 months	Initial visit: $16 Subsequent visit: $10	$150 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine
Orthotics	2 months	Per pair of orthotics: 55% of the fee	$300 a yearShared with Physiotherapy, Chiropractic, Podiatry, Osteopathy
Osteopathy	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $39.30 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $38.20 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$300 a yearShared with Physiotherapy, Chiropractic, Podiatry, Orthotics
Speech therapy	2 months	NSW / ACT Initial visit: $64.20 Subsequent visit: $29.80 VIC Initial visit: $59 Subsequent visit: $33.90 QLD Initial visit: $56.60 Subsequent visit: $28.60 WA Initial visit: $66.30 Subsequent visit: $31.50 SA Initial visit: $59.90 Subsequent visit: $35.50 TAS Initial visit: $48.10 Subsequent visit: $32.40 NT Initial visit: $57.80 Subsequent visit: $33.80	$400 a yearShared with Non-PBS prescription medicines, Psychology, Blood glucose monitors, Antenatal and postnatal care, Dietetics

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Occupational therapy, Vaccinations, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$750 a year
Major dental, Root canal (endodontics)
$400 a year
Orthodontics (braces)
$100 a year
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines, Psychology, Blood glucose monitors, Antenatal and postnatal care, Dietetics, Speech therapy
$400 a year
Also includes other services not listed
Physiotherapy, Chiropractic, Podiatry, Orthotics, Osteopathy
$300 a year
Also includes other services not listed
Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$150 a year

Insurer's notes (original English)

Product features

Benefits for antenatal and postnatal services including birthing courses and lactation consultations with a registered midwife in private practice. Plus benefits towards pregnancy compression garments, TENS machines and membership of the Australian Breastfeeding Association.

Other services

Health appliances and external prostheses, 2 mth waiting period, fixed benefits apply. - Pregnancy compression garments 2 mth waiting period, $50 per garment -Tens machines, 2 mth waiting period, hired device $40 and purchased device $80. -Australian Breastfeeding Assoc. membership, 2 mth waiting period, $40. -Breathing appliances, 12 month waiting period, fixed benefit applies. - Blood pressure monitor 24 months waiting period, fixed benefit applies. All services form part of the $400 combined annual limit for antenatal, dietetics, psychology, speech therapy, non-PBS Pharmaceuticals. Provider recognition rules apply. -Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Special features

A 12 month waiting period applies for surgical tooth extraction. Exercise physiology benefits are $16.00 for individual consultations and $10.00 for group consultations.

Frequently asked questions

How much does Growing Family 60 pay for a scale and clean?

According to government data, Growing Family 60 pays up to $46 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $750 a year.

What are the waiting periods for Growing Family 60?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Blood glucose monitors 24 months, Antenatal and postnatal care 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Growing Family 60 be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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