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Healthy Start Extras

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (14)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $23.50 Scale and clean (114): $46 Fluoride (121): $14.20 Extraction (322): $113.70 VIC Periodic exam (012): $22.50 Scale and clean (114): $43.60 Fluoride (121): $13 Extraction (322): $93 QLD Periodic exam (012): $22.50 Scale and clean (114): $43.10 Fluoride (121): $12.30 Extraction (322): $96.90 WA Periodic exam (012): $23 Scale and clean (114): $43.60 Fluoride (121): $12.80 Extraction (322): $90.60 SA Periodic exam (012): $22.50 Scale and clean (114): $44 Fluoride (121): $13.30 Extraction (322): $93 TAS Periodic exam (012): $26 Scale and clean (114): $43.60 Fluoride (121): $14.20 Extraction (322): $107.60 NT Periodic exam (012): $35.70 Scale and clean (114): $52.90 Fluoride (121): $12.80 Extraction (322): $122.20	$500 a yearShared with Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Dietetics, Osteopathy
Major dental	12 months	Full crown, veneered (615): $500	$500 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Dietetics, Osteopathy
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $105.30 VIC Root canal obturation (417): $115.10 QLD Root canal obturation (417): $129.70 WA Root canal obturation (417): $107.70 SA Root canal obturation (417): $116 TAS Root canal obturation (417): $124.80 NT Root canal obturation (417): $117.50	$500 a yearShared with General dental, Major dental, Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Dietetics, Osteopathy
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$150 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
Non-PBS prescription medicines	2 months	Per prescription: $21	$500 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Dietetics, Osteopathy
Physiotherapy	2 months	NSW / ACT Initial visit: $37.70 Subsequent visit: $31.50 VIC Initial visit: $38.20 Subsequent visit: $30.50 QLD Initial visit: $38.70 Subsequent visit: $32.50 WA Initial visit: $37.10 Subsequent visit: $32.10 SA Initial visit: $35.20 Subsequent visit: $30 TAS Initial visit: $37.70 Subsequent visit: $32.10 NT Initial visit: $43.30 Subsequent visit: $35.60	$500 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Chiropractic, Psychology, Dietetics, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $38.20 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $38.20 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$500 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Psychology, Dietetics, Osteopathy
Psychology	No waiting period	NSW / ACT Initial visit: $101.33 Subsequent visit: $88.11 VIC Initial visit: $102 Subsequent visit: $88.70 QLD Initial visit: $96.68 Subsequent visit: $84.07 WA Initial visit: $115.29 Subsequent visit: $100.25 SA Initial visit: $118.37 Subsequent visit: $102.93 TAS Initial visit: $94.99 Subsequent visit: $82.60 NT Initial visit: $110.89 Subsequent visit: $96.42	$500 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Dietetics, Osteopathy
Acupuncture	2 months	NSW / ACT Initial visit: $27 Subsequent visit: $20 VIC Initial visit: $31.80 Subsequent visit: $23.50 QLD Initial visit: $31.20 Subsequent visit: $24.50 WA Initial visit: $34.80 Subsequent visit: $28.40 SA Initial visit: $30.40 Subsequent visit: $24.50 TAS Initial visit: $32.80 Subsequent visit: $25.50 NT Initial visit: $30.80 Subsequent visit: $29.40	$150 a yearShared with Glasses and contact lenses, Remedial massage, Chinese herbal medicine, Exercise physiology
Remedial massage	2 months	NSW / ACT, VIC, WA Initial visit: $37.80 Subsequent visit: $25.50 QLD Initial visit: $37.70 Subsequent visit: $25.50 SA Initial visit: $35.30 Subsequent visit: $25.50 TAS Initial visit: $35.40 Subsequent visit: $25.50 NT Initial visit: $45.20 Subsequent visit: $35.20	$150 a yearShared with Glasses and contact lenses, Acupuncture, Chinese herbal medicine, Exercise physiology
Chinese herbal medicine	2 months	Initial visit: $16 Subsequent visit: $16	$150 a yearShared with Glasses and contact lenses, Acupuncture, Remedial massage, Exercise physiology
Dietetics	2 months	NSW / ACT Initial visit: $44.80 Subsequent visit: $24.60 VIC Initial visit: $48.10 Subsequent visit: $25.70 QLD Initial visit: $40.90 Subsequent visit: $25.60 WA Initial visit: $40.30 Subsequent visit: $22.30 SA Initial visit: $45.80 Subsequent visit: $22.50 TAS Initial visit: $45.90 Subsequent visit: $25.40 NT Initial visit: $44.10 Subsequent visit: $22.60	$500 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Osteopathy
Exercise physiology	2 months	Initial visit: $16 Subsequent visit: $10	$150 a yearShared with Glasses and contact lenses, Acupuncture, Remedial massage, Chinese herbal medicine
Osteopathy	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $38.20 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $38.20 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$500 a yearShared with General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Dietetics

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Dietetics, Osteopathy
$500 a year
Also includes other services not listed
Glasses and contact lenses, Acupuncture, Remedial massage, Chinese herbal medicine, Exercise physiology
$150 a year
Also includes other services not listed

Insurer's notes (original English)

Product features

Use your $500 combined limit toward the services that are most important to you. Whether it's physio, dental or chiro you make the decision. You also get 100% back on an annual dental check, excluding x-rays, at a Members' Choice dentist and it doesn't count towards your annual limit.

Other services

Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Special features

A 12 month waiting period applies for surgical tooth extractions. Exercise physiology benefits are $16.00 for individual consultations and $10.00 for group consultations.

Frequently asked questions

How much does Healthy Start Extras pay for a scale and clean?

According to government data, Healthy Start Extras pays up to $46 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Healthy Start Extras?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Osteopathy 2 months.

Can Healthy Start Extras be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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