Bodyguard - Basic Plus $200 Excess
A Hospital + Extras product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (11)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| Not stated |
| Glasses and contact lenses | 6 months |
| $250 a year |
| Non-PBS prescription medicines | 2 months |
| $450 a year |
| Physiotherapy | 2 months |
| $400 a yearShared with Chiropractic, Exercise physiology, Osteopathy |
| Chiropractic | 2 months |
| $400 a yearShared with Physiotherapy, Exercise physiology, Osteopathy |
| Psychology | 2 months |
| $300 a year |
| Remedial massage | 2 months |
| $170 a yearShared with Dietetics |
| Dietetics | 2 months |
| $170 a yearShared with Remedial massage |
| Exercise physiology | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Osteopathy |
| Health management programs | 6 months |
| Not stated |
| Osteopathy | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Exercise physiology |
Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing
Annual limits
Services in the same group share one limit.
General dental
Not stated
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines
$450 a year
Physiotherapy, Chiropractic, Exercise physiology, Osteopathy
$400 a year
Psychology
$300 a year
Remedial massage, Dietetics
$170 a year
Health management programs
Not stated
Insurer's notes (original English)
Product features
A lower level of hospital cover for some services, plus a range of Extras. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
Other services
The General Dental annual limit includes multiple sub-limits, and for some sub-limits lifetime limits apply. Waiting periods for Dental treatment range between 2 and 12 months. Healthier Lifestyle includes nib approved weight management programs, quit smoking and nicotine replacement. Sublimits apply to physiotherapy, exercise physiology, chiropractic and osteopathy. Please refer to factsheet for further details. Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT).
Special features
Benefit paid after current PBS patient contribution deducted
Frequently asked questions
How much does Bodyguard - Basic Plus $200 Excess pay for a scale and clean?
What are the waiting periods for Bodyguard - Basic Plus $200 Excess?
Can Bodyguard - Basic Plus $200 Excess be bought on its own?
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