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私保通 Private Care+
Extras-onlyOn sale

Suncorp Health Insurance Starter Extras

A Extras-only product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (6)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $35.20
  • Scale and clean (114): $66.85
  • Fluoride (121): $21.85
$350 a year
Glasses and contact lenses6 months
  • Single vision lenses and frames: 60% of the fee
  • Multifocal lenses and frames: 60% of the fee
$150 a year
Non-PBS prescription medicines2 months
  • Per prescription: 60% of the fee
$100 a year
Physiotherapy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$250 a yearShared with Chiropractic, Osteopathy
Chiropractic2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$250 a yearShared with Physiotherapy, Osteopathy
Osteopathy2 months
  • Initial visit: 60% of the fee
  • Subsequent visit: 60% of the fee
$250 a yearShared with Physiotherapy, Chiropractic

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $350 a year

  • Glasses and contact lenses

    $150 a year

  • Non-PBS prescription medicines

    $100 a year

  • Physiotherapy, Chiropractic, Osteopathy

    $250 a year

    Also includes other services not listed

Insurer's notes (original English)

Product features

Cover for commonly used extras services. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.

Frequently asked questions

How much does Suncorp Health Insurance Starter Extras pay for a scale and clean?
According to government data, Suncorp Health Insurance Starter Extras pays up to $66.85 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $350 a year.
What are the waiting periods for Suncorp Health Insurance Starter Extras?
General dental 2 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Osteopathy 2 months.
Can Suncorp Health Insurance Starter Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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