Hospital + ExtrasClosed

Premium Hospital $0 (Gold) & Standard Extras

A Hospital + Extras product from Peoplecare. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (10)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee Extraction (322): 60% of the fee	$500 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: $150 Multifocal lenses and frames: $150	$150 a year
Non-PBS prescription medicines	2 months	Per prescription: $50	$350 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $35 Subsequent visit: $25	$350 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: $35 Subsequent visit: $25	$350 a yearShared with Osteopathy
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$170 a year
Exercise physiology	2 months	Initial visit: $35 Subsequent visit: $25	$350 a yearShared with Physiotherapy
Health management programs	6 months	Health management program: 100% of the fee	$100 a year
Osteopathy	2 months	Initial visit: $35 Subsequent visit: $25	$350 a yearShared with Chiropractic
Vaccinations	2 months	Per vaccination: $50	$350 a yearShared with Non-PBS prescription medicines

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Glasses and contact lenses
$150 a year
Non-PBS prescription medicines, Vaccinations
$350 a year
Physiotherapy, Exercise physiology
$350 a year
Chiropractic, Osteopathy
$350 a year
Remedial massage
$170 a year
Health management programs
$100 a year

Frequently asked questions

How much does Premium Hospital $0 (Gold) & Standard Extras pay for a scale and clean?

According to government data, Premium Hospital $0 (Gold) & Standard Extras pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Premium Hospital $0 (Gold) & Standard Extras?

General dental 2 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Remedial massage 2 months, Exercise physiology 2 months, Health management programs 6 months, Osteopathy 2 months, Vaccinations 2 months.

Can Premium Hospital $0 (Gold) & Standard Extras be bought on its own?

This product combines hospital and Extras in one policy, with Gold hospital cover.

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