Top Hospital (Gold) $250 excess & Select Care Extras
A Hospital + Extras product from Queensland Country Health Fund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (15)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $400 a year |
| Major dental | 12 months |
| $600 a yearShared with Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $600 a yearShared with Major dental |
| Glasses and contact lenses | 2 months |
| $245 a year |
| Non-PBS prescription medicines | 2 months |
| $400 a yearShared with Vaccinations |
| Physiotherapy | 2 months |
| $500 a year |
| Chiropractic | 2 months |
| $500 a yearShared with Remedial massage |
| Podiatry | 2 months |
| $400 a yearShared with Orthotics |
| Remedial massage | 2 months |
| $500 a yearShared with Chiropractic |
| Hearing aids | 12 months |
| Not stated |
| Blood glucose monitors | 12 months |
| Not stated |
| Health management programs | 2 months |
| $125 a year |
| Home nursing | 12 months |
| Not stated |
| Orthotics | 2 months |
| $400 a yearShared with Podiatry |
| Vaccinations | 2 months |
| $400 a yearShared with Non-PBS prescription medicines |
Not covered: Orthodontics (braces), Orthoptics, Audiology (hearing tests), Osteopathy, Exercise physiology, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Antenatal and postnatal care
Annual limits
Services in the same group share one limit.
General dental
$400 a year
Major dental, Root canal (endodontics)
$600 a year
Glasses and contact lenses
$245 a year
Non-PBS prescription medicines, Vaccinations
$400 a year
Physiotherapy
$500 a year
Chiropractic, Remedial massage
$500 a year
Podiatry, Orthotics
$400 a year
Health management programs
$125 a year
Hearing aids
Not stated
Blood glucose monitors
Not stated
Home nursing
Not stated
Insurer's notes (original English)
Product features
Health management (Healthy Living benefit) provides benefits towards the costs of metabolic dieticians or nutritionists consultations to assist with weight management, diabetes education consultations, quit smoking programs, skin checks for skin cancers (except where there is a Medicare benefit), bowel screening and bone density tests, a second yearly prostate specific antigen test not covered by Medicare, supermarket tours conducted by a dietitian or other allied health professional qualified to provide nutrition advice, and gym memberships/personal training sessions provided under an approved health management or chronic disease management program. Please contact the insurer for full details.
Other services
Hearing aid limit increases with length of membership – up to 10 years $1,000, 10-15 years $1,500, and 15 years + $2,000. Benefits on the purchase (or hire where applicable) of Health Appliances and Services approved by Queensland Country Health Fund with a limit of $2,000 per person per Membership Year (sub-limits and benefit replacement periods apply to some items). Please contact Queensland Country Health Fund regarding benefit availability prior to purchasing an Appliance or Service.
Special features
There is an overall combined benefit limit for ALL benefits payable under this product (including dental, optical, therapies, pharmaceuticals, and Healthy Living benefits) up to $2,200 per person and $4,400 per policy per Membership Year. Sub-limits apply.
Frequently asked questions
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What are the waiting periods for Top Hospital (Gold) $250 excess & Select Care Extras?
Can Top Hospital (Gold) $250 excess & Select Care Extras be bought on its own?
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