Hospital + ExtrasClosed

Bronze Plus Essential Hospital $350 Excess Combined Cover

A Hospital + Extras product from RT Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 70% of the fee Scale and clean (114): 70% of the fee Fluoride (121): 70% of the fee	$600 a yearShared with Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage, Osteopathy, Vaccinations
Major dental	12 months	Extraction (322): 70% of the fee Full crown, veneered (615): 70% of the fee	$600 a yearShared with General dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage, Osteopathy, Vaccinations
Root canal (endodontics)	12 months	Root canal obturation (417): 70% of the fee	$600 a yearShared with General dental, Major dental, Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage, Osteopathy, Vaccinations
Glasses and contact lenses	2 months	Single vision lenses and frames: 70% of the fee Multifocal lenses and frames: 70% of the fee	$600 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Remedial massage, Osteopathy, Vaccinations
Physiotherapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$600 a yearShared with General dental, Major dental, Root canal (endodontics), Glasses and contact lenses, Chiropractic, Remedial massage, Osteopathy, Vaccinations
Chiropractic	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$600 a yearShared with General dental, Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Remedial massage, Osteopathy, Vaccinations
Remedial massage	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$600 a yearShared with General dental, Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Osteopathy, Vaccinations
Osteopathy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$600 a yearShared with General dental, Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage, Vaccinations
Vaccinations	2 months	Per vaccination: 70% of the fee	$600 a yearShared with General dental, Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage, Osteopathy

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics), Glasses and contact lenses, Physiotherapy, Chiropractic, Remedial massage, Osteopathy, Vaccinations
$600 a year, $300 per service
Also includes other services not listed

Insurer's notes (original English)

Product features

A $180 sub-limit applies for optical services.

Other services

RT Health members pay no gap on a range of popular dental services through HCF Dental Centres and the More for Teeth provider network. Annual, service and sub limits apply.

Special features

100% back on a range of no-gap services through our More for Teeth program, and no-gap network providers, subject to your cover, waiting periods and annual limits. Find out more: https://www.rthealth.com.au/health-services/find-a-dental-clinic.

Frequently asked questions

How much does Bronze Plus Essential Hospital $350 Excess Combined Cover pay for a scale and clean?

According to government data, Bronze Plus Essential Hospital $350 Excess Combined Cover pays 70% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $600 a year.

What are the waiting periods for Bronze Plus Essential Hospital $350 Excess Combined Cover?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 2 months, Physiotherapy 2 months, Chiropractic 2 months, Remedial massage 2 months, Osteopathy 2 months, Vaccinations 2 months.

Can Bronze Plus Essential Hospital $350 Excess Combined Cover be bought on its own?

This product combines hospital and Extras in one policy, with Bronze Plus hospital cover.

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