RT Health Extras products

39 products on sale registered by RT Health - a division of The Hospitals Contribution Fund in the government data (9 Extras-only, 30 Hospital + Extras), plus 68 closed products.

Government data date: 1 October 2026

Common waiting periods in RT Health products on sale

General dental: 2 months
Major dental: 12 months
Glasses and contact lenses: 2 months
Physiotherapy: 2 months
Psychology: 2 months
Acupuncture: 2 months

Extras only (9)

Products that cover Extras (general treatment) only.

Product	Services	Buying
Ambulance and Smart Extras	26 services	Can be bought on its own
Ambulance and Top Extras	27 services	Can be bought on its own
Ambulance and Value Extras	13 services	Can be bought on its own
Ambulance Victoria Retail and Smart Extras	26 services	Can be bought on its own
Ambulance Victoria Retail and Top Extras	27 services	Can be bought on its own
Ambulance Victoria Retail and Value Extras	13 services	Can be bought on its own
Smart Extras	26 services	Can be bought on its own
Top Extras	27 services	Can be bought on its own
Value Extras	13 services	Can be bought on its own

Hospital + Extras (30)

Hospital and Extras in one product, grouped by hospital tier.

Gold hospital

Product	Services	Buying
Gold Optimal Hospital $750 Excess and Smart Extras	26 services	Can be bought on its own
Gold Optimal Hospital $750 Excess and Top Extras	27 services	Can be bought on its own
Gold Optimal Hospital $750 Excess and Value Extras	13 services	Can be bought on its own

Silver Plus hospital

Product	Services	Buying
Silver Plus Assure Hospital $500 Excess and Smart Extras	26 services	Can be bought on its own
Silver Plus Assure Hospital $500 Excess and Top Extras	27 services	Can be bought on its own
Silver Plus Assure Hospital $500 Excess and Value Extras	13 services	Can be bought on its own
Silver Plus Assure Hospital $750 Excess and Smart Extras	26 services	Can be bought on its own
Silver Plus Assure Hospital $750 Excess and Top Extras	27 services	Can be bought on its own
Silver Plus Assure Hospital $750 Excess and Value Extras	13 services	Can be bought on its own
Silver Plus Standard Hospital $250 Excess and Smart Extras	26 services	Can be bought on its own
Silver Plus Standard Hospital $250 Excess and Top Extras	27 services	Can be bought on its own
Silver Plus Standard Hospital $250 Excess and Value Extras	13 services	Can be bought on its own
Silver Plus Standard Hospital $500 Excess and Smart Extras	26 services	Can be bought on its own
Silver Plus Standard Hospital $500 Excess and Top Extras	27 services	Can be bought on its own
Silver Plus Standard Hospital $500 Excess and Value Extras	13 services	Can be bought on its own
Silver Plus Standard Hospital $750 Excess and Smart Extras	26 services	Can be bought on its own
Silver Plus Standard Hospital $750 Excess and Top Extras	27 services	Can be bought on its own
Silver Plus Standard Hospital $750 Excess and Value Extras	13 services	Can be bought on its own

Bronze Plus hospital

Product	Services	Buying
Bronze Plus Essential Hospital $350 Excess and Smart Extras	26 services	Can be bought on its own
Bronze Plus Essential Hospital $350 Excess and Top Extras	27 services	Can be bought on its own
Bronze Plus Essential Hospital $350 Excess and Value Extras	13 services	Can be bought on its own
Bronze Plus Essential Hospital $700 Excess and Smart Extras	26 services	Can be bought on its own
Bronze Plus Essential Hospital $700 Excess and Top Extras	27 services	Can be bought on its own
Bronze Plus Essential Hospital $700 Excess and Value Extras	13 services	Can be bought on its own

Basic Plus hospital

Product	Services	Buying
Basic Plus Starter Hospital $500 Excess and Smart Extras	26 services	Can be bought on its own
Basic Plus Starter Hospital $500 Excess and Top Extras	27 services	Can be bought on its own
Basic Plus Starter Hospital $500 Excess and Value Extras	13 services	Can be bought on its own
Basic Plus Starter Hospital $750 Excess and Smart Extras	26 services	Can be bought on its own
Basic Plus Starter Hospital $750 Excess and Top Extras	27 services	Can be bought on its own
Basic Plus Starter Hospital $750 Excess and Value Extras	13 services	Can be bought on its own

Closed products (68)

No longer open to new members; existing members can keep using them. Choose a product to see its cover.

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Frequently asked questions

How many Extras products does RT Health have?

Government data dated 1 October 2026 lists 39 RT Health products on sale that include Extras (9 Extras-only, 30 Hospital + Extras), plus 68 closed products.

How long is the RT Health dental waiting period?

Among RT Health products on sale, the most common waiting period is 2 months for general dental and 12 months for major dental. Each product sets its own.

Can I buy RT Health Extras on its own?

Of the 9 RT Health Extras-only products on sale, 9 can be bought on their own; the rest must be held with hospital cover.