Hospital + ExtrasClosed

Packaged 500 Bronze +

A Hospital + Extras product from St Lukes Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (14)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $24 Scale and clean (114): $38 Fluoride (121): $14 Extraction (322): $90	$500 a year
Major dental	12 months	Full crown, veneered (615): $475	$1,500 a year
Root canal (endodontics)	12 months	Root canal obturation (417): $86	$550 a year
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 80% of the fee	$600 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: $180 Multifocal lenses and frames: $250	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: $50	$600 a year
Physiotherapy	2 months	Initial visit: $30 Subsequent visit: $25	$850 a year
Chiropractic	2 months	Initial visit: $25 Subsequent visit: $25	$400 a year
Podiatry	2 months	Initial visit: $25 Subsequent visit: $25	$400 a year
Psychology	12 months	Initial visit: $50 Subsequent visit: $40	$350 a year
Acupuncture	2 months	Initial visit: $25 Subsequent visit: $25	$400 a year
Remedial massage	2 months	Initial visit: $25 Subsequent visit: $25	No annual limit
Hearing aids	36 months	Per hearing aid: $1,000	Not stated
Blood glucose monitors	12 months	Blood glucose monitor: $200	Not stated

Not covered: Orthoptics, Audiology (hearing tests), Osteopathy, Exercise physiology, Orthotics, Chinese herbal medicine, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Major dental
$1,500 a year
Root canal (endodontics)
$550 a year
Orthodontics (braces)
$600 a year, $1,800 lifetime
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines
$600 a year
Physiotherapy
$850 a year
Chiropractic
$400 a year
Also includes other services not listed
Podiatry
$400 a year
Psychology
$350 a year
Acupuncture
$400 a year
Also includes other services not listed
Remedial massage
No annual limit
Hearing aids
2 per 5 years
Blood glucose monitors
1 per 3 years

Insurer's notes (original English)

Product features

Other services covered include chinese medicine consultations, osteopathy, occupational therapy, eye & speech therapy, dietetics, audiology, other approved health appliances & aids and approved health management programs.

Frequently asked questions

How much does Packaged 500 Bronze + pay for a scale and clean?

According to government data, Packaged 500 Bronze + pays up to $38 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Packaged 500 Bronze +?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 12 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 36 months, Blood glucose monitors 12 months.

Can Packaged 500 Bronze + be bought on its own?

This product combines hospital and Extras in one policy, with Bronze Plus hospital cover.

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