Essentials Flexi Basic Plus
A Hospital + Extras product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (7)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $700 a yearShared with Root canal (endodontics), Physiotherapy, Chiropractic, Remedial massage, Osteopathy |
| Root canal (endodontics) | 12 months |
| $700 a yearShared with General dental, Physiotherapy, Chiropractic, Remedial massage, Osteopathy |
| Glasses and contact lenses | 6 months |
| $200 a year |
| Physiotherapy | 2 months |
| $700 a yearShared with General dental, Root canal (endodontics), Chiropractic, Remedial massage, Osteopathy |
| Chiropractic | 2 months |
| $700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Remedial massage, Osteopathy |
| Remedial massage | 2 months |
| $700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Osteopathy |
| Osteopathy | 2 months |
| $700 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Remedial massage |
Not covered: Major dental, Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Remedial massage, Osteopathy
$700 a year
Glasses and contact lenses
$200 a year
Insurer's notes (original English)
Product features
100% back on optical, up to the annual limit (6 months waiting period apply)
Other services
With essentials flexi basic plus you get one flexi limit to use on one, or all, of your included extras each financial year and a separate optical limit. The longer you’re a member with us, the more you can claim (capped at year 5). See your product guide for more details.
Frequently asked questions
How much does Essentials Flexi Basic Plus pay for a scale and clean?
What are the waiting periods for Essentials Flexi Basic Plus?
Can Essentials Flexi Basic Plus be bought on its own?
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