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私保通 Private Care+
Hospital + ExtrasOn sale

Starter Flexi Basic

A Hospital + Extras product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (5)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $27.55
  • Scale and clean (114): $50
  • Fluoride (121): $18
  • Extraction (322): $98
$550 a yearShared with Root canal (endodontics), Physiotherapy, Chiropractic, Osteopathy
Root canal (endodontics)12 months
  • Root canal obturation (417): $119.55
$550 a yearShared with General dental, Physiotherapy, Chiropractic, Osteopathy
Physiotherapy2 months
  • Initial visit: $30
  • Subsequent visit: $20
$550 a yearShared with General dental, Root canal (endodontics), Chiropractic, Osteopathy
Chiropractic2 months
  • Initial visit: $30
  • Subsequent visit: $20
$550 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Osteopathy
Osteopathy2 months
  • Initial visit: $30
  • Subsequent visit: $20
$550 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic

Not covered: Major dental, Orthodontics (braces), Glasses and contact lenses, Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Osteopathy

    $550 a year

    Also includes other services not listed

Insurer's notes (original English)

Product features

With starter flexi basic you get one flexi limit to use on one, or all, of your included extras each financial year. The longer you're a member with us, the more you can claim (capped at year 5). See your product guide for more details.

Frequently asked questions

How much does Starter Flexi Basic pay for a scale and clean?
According to government data, Starter Flexi Basic pays up to $50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $550 a year.
What are the waiting periods for Starter Flexi Basic?
General dental 2 months, Root canal (endodontics) 12 months, Physiotherapy 2 months, Chiropractic 2 months, Osteopathy 2 months.
Can Starter Flexi Basic be bought on its own?
This product combines hospital and Extras in one policy, with Basic hospital cover.

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