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私保通 Private Care+
Hospital + ExtrasOn sale

Deluxe Flexi Silver Plus

A Hospital + Extras product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (12)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $34.65
  • Scale and clean (114): $74.45
  • Fluoride (121): $25.50
  • Extraction (322): $99
$1,100 a yearShared with Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy
Major dental12 months
  • Full crown, veneered (615): $510
$1,100 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy
Root canal (endodontics)12 months
  • Root canal obturation (417): $120.55
$1,100 a yearShared with General dental, Major dental, Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$300 a year
Physiotherapy2 months
  • Initial visit: $40
  • Subsequent visit: $30
$1,100 a yearShared with General dental, Major dental, Root canal (endodontics), Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy
Chiropractic2 months
  • Initial visit: $40
  • Subsequent visit: $30
$1,100 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy
Podiatry2 months
  • Initial visit: $31
  • Subsequent visit: $25
$1,100 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy
Acupuncture2 months
  • Initial visit: $20
  • Subsequent visit: $20
$1,100 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy
Remedial massage2 months
  • Initial visit: $20
  • Subsequent visit: $20
$1,100 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Chinese herbal medicine, Orthotics, Osteopathy
Chinese herbal medicine2 months
  • Initial visit: $20
  • Subsequent visit: $20
$1,100 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Orthotics, Osteopathy
Orthotics2 months
  • Per pair of orthotics: $150
$1,100 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Osteopathy2 months
  • Initial visit: $40
  • Subsequent visit: $30
$1,100 a yearShared with General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Major dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy

    $1,100 a year

  • Glasses and contact lenses

    $300 a year

Insurer's notes (original English)

Product features

This cover features a Flexi Limit for the Included Extras which covers Routine, Complex & Major Dental, Physiotherapy, Chiropractic, Osteopathy, Natural Therapies, Podiatry & Orthotics. This limit is loyalty based & increases up to a maximum of $1,500 after 5 continuous financial years of membership

Frequently asked questions

How much does Deluxe Flexi Silver Plus pay for a scale and clean?
According to government data, Deluxe Flexi Silver Plus pays up to $74.45 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,100 a year.
What are the waiting periods for Deluxe Flexi Silver Plus?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Orthotics 2 months, Osteopathy 2 months.
Can Deluxe Flexi Silver Plus be bought on its own?
This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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