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Hospital + ExtrasOn sale

Lite Flexi Bronze Plus

A Hospital + Extras product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (15)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $30
  • Scale and clean (114): $50
  • Fluoride (121): $18
  • Extraction (322): $98
$800 a yearShared with Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy
Root canal (endodontics)12 months
  • Root canal obturation (417): $119.55
$800 a yearShared with General dental, Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$200 a year
Non-PBS prescription medicines2 months
  • Per prescription: $50
$800 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy
Physiotherapy2 months
  • Initial visit: $37
  • Subsequent visit: $30
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy
Chiropractic2 months
  • Initial visit: $35
  • Subsequent visit: $28
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy
PsychologyNo waiting period
  • Initial visit: $71
  • Subsequent visit: $45
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy
Acupuncture2 months
  • Initial visit: $20
  • Subsequent visit: $20
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy
Remedial massage2 months
  • Initial visit: $20
  • Subsequent visit: $20
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy
Antenatal and postnatal careNo waiting period
  • Initial visit: $25
  • Subsequent visit: $25
No annual limit
Chinese herbal medicine2 months
  • Initial visit: $20
  • Subsequent visit: $20
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Dietetics, Health management programs, Osteopathy, Speech therapy
Dietetics2 months
  • Initial visit: $32
  • Subsequent visit: $25
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Health management programs, Osteopathy, Speech therapy
Health management programs2 months
  • Health management program: $8
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Osteopathy, Speech therapy
Osteopathy2 months
  • Initial visit: $37
  • Subsequent visit: $30
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Speech therapy
Speech therapy2 months
  • Initial visit: $50
  • Subsequent visit: $26
$800 a yearShared with General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy

Not covered: Major dental, Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Occupational therapy, Vaccinations, Blood glucose monitors, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Root canal (endodontics), Non-PBS prescription medicines, Physiotherapy, Chiropractic, Psychology, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Health management programs, Osteopathy, Speech therapy

    $800 a year

    Also includes other services not listed

  • Glasses and contact lenses

    $200 a year

  • Antenatal and postnatal care

    No annual limit

Insurer's notes (original English)

Other services

With lite flexi bronze plus you get one flexi limit to use on one, or all, of your included extras each financial year plus a separate optical limit. The longer you’re a member with us, the more you can claim (capped at 5 year). The product also includes: - Hypnotherapy (initial consultation $71, subsequent consultation $45, group consultation $45, waiting period 2 months) - Dietitian and nutritionist (initial consultation $32, subsequent consultation $25, waiting period 2 months), weight loss class / course ($8/$80, waiting period 2 months) - Prenatal and postnatal services and birthing courses, provided by a registered midwife (waiting period 2 months, defined benefits) - Range of Health Improvement Benefits including yoga, Pilates quit smoking, disease management association fees, stress management courses, Cancer Council UV products, preventative tests, scans and screenings, health checks and swimming lessons (for ages 0 - 17 years) etc. Waiting period 2 months. Defined benefits. - Counselling services. No waiting period. Defined benefits. Conditions and annual limits apply. See your product guide for more details.

Frequently asked questions

How much does Lite Flexi Bronze Plus pay for a scale and clean?
According to government data, Lite Flexi Bronze Plus pays up to $50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $800 a year.
What are the waiting periods for Lite Flexi Bronze Plus?
General dental 2 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Antenatal and postnatal care No waiting period, Chinese herbal medicine 2 months, Dietetics 2 months, Health management programs 2 months, Osteopathy 2 months, Speech therapy 2 months.
Can Lite Flexi Bronze Plus be bought on its own?
This product combines hospital and Extras in one policy, with Bronze Plus hospital cover.

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