Hospital + ExtrasOn sale

Simple Saver (Basic Plus)

A Hospital + Extras product from Australian Unity. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (9)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee Extraction (322): 60% of the fee	$1,100 a yearShared with Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Osteopathy
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$1,100 a yearShared with General dental, Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Osteopathy
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,100 a yearShared with General dental, Root canal (endodontics), Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Osteopathy
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,100 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Podiatry, Acupuncture, Remedial massage, Dietetics, Osteopathy
Podiatry	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,100 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Acupuncture, Remedial massage, Dietetics, Osteopathy
Acupuncture	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,100 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Remedial massage, Dietetics, Osteopathy
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,100 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Dietetics, Osteopathy
Dietetics	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,100 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Osteopathy
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$1,100 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics

Not covered: Major dental, Orthodontics (braces), Glasses and contact lenses, Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Orthotics, Chinese herbal medicine, Psychology, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Osteopathy
$1,100 a year
Also includes other services not listed

Insurer's notes (original English)

Product features

Please refer to the product Fact Sheet or contact Australian Unity for more information.

Other services

Annual benefit limits apply per calendar year. Myotherapy - 60% per treatment, maximum of $300 per person, (Combined limit- see Acupuncture and Remedial Massage limit) 2 month waiting period.

Special features

1) No waiting period for preventative dental and selected diagnostic services. 2) A 12-month waiting period applies for surgical tooth extractions and treatments of gum disease. 3) A $300 combined sub-limit applies Preventative, Endodontic and General Dental. 4) A $300 sub-limit applies to Physiotherapy. 5) A $300 combined sub-limit applies to Chiropractic & Osteopathy. 6) A $250 sub-limit applies to Podiatry. 7) A $300 combined sub-limit applies to Acupuncture, Remedial Massage and Myotherapy. 8) A $250 sub-limit applies to Dietetics.

Frequently asked questions

How much does Simple Saver (Basic Plus) pay for a scale and clean?

According to government data, Simple Saver (Basic Plus) pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,100 a year.

What are the waiting periods for Simple Saver (Basic Plus)?

General dental 2 months, Root canal (endodontics) 12 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Acupuncture 2 months, Remedial massage 2 months, Dietetics 2 months, Osteopathy 2 months.

Can Simple Saver (Basic Plus) be bought on its own?

This product combines hospital and Extras in one policy, with Basic Plus hospital cover.

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