Top Choice (Silver Plus)
A Hospital + Extras product from Australian Unity. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (10)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $700 a yearShared with Root canal (endodontics) |
| Major dental | 12 months |
| $1,000 a year |
| Root canal (endodontics) | 12 months |
| $700 a yearShared with General dental |
| Glasses and contact lenses | 6 months |
| $250 a year |
| Physiotherapy | 2 months |
| $500 a year |
| Chiropractic | 2 months |
| $300 a yearShared with Osteopathy |
| Podiatry | 2 months |
| $400 a year |
| Acupuncture | 2 months |
| $300 a yearShared with Remedial massage |
| Remedial massage | 2 months |
| $300 a yearShared with Acupuncture |
| Osteopathy | 2 months |
| $300 a yearShared with Chiropractic |
Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Orthotics, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Root canal (endodontics)
$700 a year
Also includes other services not listed
Major dental
$1,000 a year
Glasses and contact lenses
$250 a year
Physiotherapy
$500 a year
Chiropractic, Osteopathy
$300 a year
Podiatry
$400 a year
Acupuncture, Remedial massage
$300 a year
Also includes other services not listed
Insurer's notes (original English)
Other services
Annual benefit limits apply per calendar year. Myotherapy - $30 per consultation, Maximum of $300 per person (Combined limit - see Acupuncture), 2 month waiting period. There are Preventative Health Services and Health Support Programs available on this cover. Please refer to the product Fact Sheet or contact Australian Unity for further details.
Special features
1) No waiting period for preventative dental and selected diagnostic services. A 12-month waiting period applies for surgical tooth extractions and treatments of gum disease. 2) Crowns and bridges combined sub-limit is $600 per person, Dentures sub-limit is $600 per person. A Full Denture replacement is limited to once every three years.
Frequently asked questions
How much does Top Choice (Silver Plus) pay for a scale and clean?
What are the waiting periods for Top Choice (Silver Plus)?
Can Top Choice (Silver Plus) be bought on its own?
Already have Extras? Make the most of your limits
Tell us your insurer and product name. We'll help you see what you can claim and find providers who speak your language and offer on-the-spot HICAPS claims.