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私保通 Private Care+
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Advantage Choice Combination (Silver Plus)

A Hospital + Extras product from Australian Unity. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (19)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $34
  • Scale and clean (114): $70
  • Fluoride (121): $22
$700 a yearShared with Major dental, Root canal (endodontics)
Major dental12 months
  • Extraction (322): $183
  • Full crown, veneered (615): $700
$700 a yearShared with General dental, Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $162
$700 a yearShared with General dental, Major dental
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$200 a year
Non-PBS prescription medicines2 months
  • Per prescription: $50
$300 a year
Physiotherapy2 months
  • Initial visit: $52
  • Subsequent visit: $52
$400 a yearShared with Exercise physiology
Chiropractic2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Podiatry2 months
  • Initial visit: $35
  • Subsequent visit: $35
$300 a yearShared with Orthotics
Acupuncture2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Chiropractic, Remedial massage, Chinese herbal medicine, Osteopathy
Remedial massage2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Chiropractic, Acupuncture, Chinese herbal medicine, Osteopathy
Chinese herbal medicine2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Chiropractic, Acupuncture, Remedial massage, Osteopathy
Dietetics2 months
  • Initial visit: $35
  • Subsequent visit: $35
$300 a year
Exercise physiology2 months
  • Initial visit: $52
  • Subsequent visit: $52
$400 a yearShared with Physiotherapy
Orthoptics2 months
  • Initial visit: $35
  • Subsequent visit: $35
$300 a yearShared with Occupational therapy, Speech therapy
Occupational therapy2 months
  • Initial visit: $35
  • Subsequent visit: $35
$300 a yearShared with Orthoptics, Speech therapy
Orthotics12 months
  • Per pair of orthotics: 60% of the fee
$300 a yearShared with Podiatry
Osteopathy2 months
  • Initial visit: $40
  • Subsequent visit: $40
$300 a yearShared with Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine
Speech therapy2 months
  • Initial visit: $35
  • Subsequent visit: $35
$300 a yearShared with Orthoptics, Occupational therapy
VaccinationsNo waiting period
  • Per vaccination: 100% of the fee
$150 a year

Not covered: Orthodontics (braces), Hearing aids, Audiology (hearing tests), Psychology, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Major dental, Root canal (endodontics)

    $700 a year

    Also includes other services not listed

  • Glasses and contact lenses

    $200 a year

  • Non-PBS prescription medicines

    $300 a year

  • Physiotherapy, Exercise physiology

    $400 a year

  • Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy

    $300 a year

    Also includes other services not listed

  • Podiatry, Orthotics

    $300 a year

    Also includes other services not listed

  • Dietetics

    $300 a year

  • Orthoptics, Occupational therapy, Speech therapy

    $300 a year

  • Vaccinations

    $150 a year

Insurer's notes (original English)

Product features

Please refer to the product Fact Sheet or contact Australian Unity for further details.

Other services

Annual benefit limits apply per calendar year. Myotherapy - $40 per treatment, combined maximum of $300 per person (combined limit - see Chiropractic) 2 Month waiting period; Braces, Splints and Garments - 60% of the cost, combined maximum of $300 per person (combined limit - see Podiatry) 12 month waiting period. Please refer to the product Fact sheet or contact Australian Unity for further details.

Special features

1) No waiting period for preventative dental and selected diagnostic services. No amounts deducted from yearly limit for selected preventative dental and diagnostic services claimed at the No-Gap dental network (where available). 2) A full denture replacement is limited to once every three years. 3)Surgical tooth extractions and treatment of gum disease have a 12-month waiting period. 4) $40 for a chiropractic x-ray. Limit of one x-ray per person per calendar year. 5) Orthotics benefits are for supply only. 6) Travel Vaccinations only.

Frequently asked questions

How much does Advantage Choice Combination (Silver Plus) pay for a scale and clean?
According to government data, Advantage Choice Combination (Silver Plus) pays up to $70 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $700 a year.
What are the waiting periods for Advantage Choice Combination (Silver Plus)?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations No waiting period.
Can Advantage Choice Combination (Silver Plus) be bought on its own?
This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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