Extras-onlyClosed

Frank Extras 50%

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (14)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 50% of the fee Scale and clean (114): 50% of the fee Fluoride (121): 50% of the fee	$500 a year
Major dental	12 months	Extraction (322): 50% of the fee Full crown, veneered (615): 50% of the fee	$750 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 50% of the fee	$750 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$500 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Non-PBS prescription medicines	2 months	Per prescription: 50% of the fee	$350 a year
Physiotherapy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$350 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$350 a yearShared with Physiotherapy, Osteopathy
Psychology	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$250 a year
Acupuncture	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Acupuncture, Chinese herbal medicine
Chinese herbal medicine	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Acupuncture, Remedial massage
Dietetics	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$350 a year
Osteopathy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$350 a yearShared with Physiotherapy, Chiropractic

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Major dental, Root canal (endodontics)
$750 a year
Orthodontics (braces)
$500 a year, $1,750 lifetime
Glasses and contact lenses
$200 a year
Non-PBS prescription medicines
$350 a year
Physiotherapy, Chiropractic, Osteopathy
$350 a year
Also includes other services not listed
Psychology
$250 a year
Acupuncture, Remedial massage, Chinese herbal medicine
$400 a year
Dietetics
$350 a year

Insurer's notes (original English)

Product features

Chiropractic x-rays capped at 1 per person per calendar year. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Special features

Non PBS Pharmaceuticals must be a private Schedule 4 or Schedule 8 and dispensed via a provider in private practice. Benefit after deduction of the PBS co‐payment.

Frequently asked questions

How much does Frank Extras 50% pay for a scale and clean?

According to government data, Frank Extras 50% pays 50% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Frank Extras 50%?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Osteopathy 2 months.

Can Frank Extras 50% be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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