Extras-onlyClosed

Frank Lots Extras 50%

A Extras-only product from GMHBA. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (15)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 50% of the fee Scale and clean (114): 50% of the fee Fluoride (121): 50% of the fee	$2,000 a yearShared with Major dental, Root canal (endodontics), Orthodontics (braces)
Major dental	12 months	Extraction (322): 50% of the fee Full crown, veneered (615): $600	$2,000 a yearShared with General dental, Root canal (endodontics), Orthodontics (braces)
Root canal (endodontics)	12 months	Root canal obturation (417): 50% of the fee	$2,000 a yearShared with General dental, Major dental, Orthodontics (braces)
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $700	$2,000 a yearShared with General dental, Major dental, Root canal (endodontics)
Glasses and contact lenses	6 months	Single vision lenses and frames: 50% of the fee Multifocal lenses and frames: 50% of the fee	$250 a year
Physiotherapy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a year
Chiropractic	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Orthotics
Psychology	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a year
Acupuncture	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Acupuncture
Antenatal and postnatal care	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$350 a year
Orthotics	12 months	Per pair of orthotics: 50% of the fee	$400 a yearShared with Podiatry
Osteopathy	2 months	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$400 a yearShared with Chiropractic
Vaccinations	2 months	Per vaccination: 50% of the fee	$100 a year

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Chinese herbal medicine, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Blood glucose monitors, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Major dental, Root canal (endodontics), Orthodontics (braces)
$2,000 a year
Also includes other services not listed
Glasses and contact lenses
$250 a year
Physiotherapy
$400 a year
Also includes other services not listed
Chiropractic, Osteopathy
$400 a year
Also includes other services not listed
Podiatry, Orthotics
$400 a year
Also includes other services not listed
Psychology
$400 a year
Acupuncture, Remedial massage
$400 a year
Also includes other services not listed
Antenatal and postnatal care
$350 a year
Vaccinations
$100 a year, $50 per service

Insurer's notes (original English)

Product features

Ambulance subscription benefits available in selected States & Territories. Remember, Frank is all online. For more information contact Frank on 1300 437 265 or visit www.frankhealthinsurance.com.au

Special features

Pharmacy benefits apply for approved travel vaccines only. * 50% back on 1 ambulance subscription per membership per calendar year, purchased from a Frank approved provider.

Frequently asked questions

How much does Frank Lots Extras 50% pay for a scale and clean?

According to government data, Frank Lots Extras 50% pays 50% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $2,000 a year.

What are the waiting periods for Frank Lots Extras 50%?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Antenatal and postnatal care 2 months, Orthotics 12 months, Osteopathy 2 months, Vaccinations 2 months.

Can Frank Lots Extras 50% be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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