Antenatal and postnatal care cover in Extras
177 products on sale cover Antenatal and postnatal care (20% of all products on sale). Below are waiting periods, benefits per visit and annual limits by insurer.
Government data date: 1 October 2026
- Products on sale covering Antenatal and postnatal care
- 177
- Most common waiting period
- 2 months
- Initial visit: median benefit
- $30
- Median annual limit
- $300
Antenatal and postnatal care cover by insurer
The government publishes benefits for "Initial visit" as the representative item for Antenatal and postnatal care. What you actually get back also depends on the provider's fee and your remaining limit.
| Insurer | Products on sale covering it | Waiting period | Initial visit: benefit | Annual limit |
|---|---|---|---|---|
| ahm | 3 of 23 | No waiting period | $25–$26 | No limit |
| AIA Health | 6 of 103 | 2 months | 70% | $600 |
| Australian Unity | 0 of 13 | — | — | — |
| Bupa | 17 of 32 | 2 months | $17.50–$24 / 50%–60% | $200–$500 |
| GMHBA | 0 of 23 | — | — | — |
| HBF | 0 of 8 | — | — | — |
| HCF | 1 of 13 | 2 months | 60% | $125 |
| HCi | 0 of 18 | — | — | — |
| Health Partners | 11 of 255 | 2 months | 60% | $300 |
| HIF | 0 of 13 | — | — | — |
| Hunter Health Insurance | 22 of 44 | 2 months | $15–$25 | $150–$250 |
| Latrobe Health Services | 0 of 7 | — | — | — |
| Medibank | 7 of 22 | 2 months | $20–$40 | $400–$1,000 |
| Mildura Health Fund | 0 of 6 | — | — | — |
| nib | 16 of 56 | 2 months | 65%–100% | $200–$400 |
| onemedifund | 1 of 1 | 12 months | 80% | $150 |
| Peoplecare | 22 of 68 | 2 months | 70%–80% | $500–$700 |
| Phoenix Health Fund | 0 of 45 | — | — | — |
| Queensland Country Health Fund | 24 of 50 | 12 months | $42–$60 | $42–$60 |
| RT Health | 26 of 39 | 2 months | $20–$30 | $200–$300 |
| see-u by HBF | 0 of 4 | — | — | — |
| St Lukes Health | 15 of 17 | 2 months | $51–$56 / 50%–60% | $400–$1,000 |
| Westfund | 6 of 9 | 12 months | 50%–100% | $120–$500 |
Many products share the Antenatal and postnatal care limit with other services, so claiming one leaves less for the others. Check each product page for details.
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Frequently asked questions
How long is the waiting period for Antenatal and postnatal care?
The most common is 2 months among products on sale (range across all products: 0–12 months).
How much does Extras pay for Antenatal and postnatal care?
For "Initial visit", products on sale pay up to $15–$60 per visit, with a median of $30.
Which insurers cover Antenatal and postnatal care?
177 products on sale from 14 insurers cover Antenatal and postnatal care: ahm, AIA Health, Bupa, HCF, Health Partners, Hunter Health Insurance, Medibank, nib, onemedifund, Peoplecare, Queensland Country Health Fund, RT Health, St Lukes Health, Westfund.