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Hospital + ExtrasOn sale

Silver Plus Secure Hospital - $750 excess with Active Life Extras

A Hospital + Extras product from HCi. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (12)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $33
  • Scale and clean (114): $65
  • Fluoride (121): $22
  • Extraction (322): $120
$500 a year
Major dental12 months
  • Full crown, veneered (615): $500
$500 a yearShared with Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $125
$500 a yearShared with Major dental
Glasses and contact lenses6 months
  • Single vision lenses and frames: $220
  • Multifocal lenses and frames: $220
$220 a year
Physiotherapy2 months
  • Initial visit: $45
  • Subsequent visit: $45
$400 a yearShared with Exercise physiology
Chiropractic2 months
  • Initial visit: $35
  • Subsequent visit: $35
$400 a yearShared with Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy
Acupuncture2 months
  • Initial visit: $35
  • Subsequent visit: $35
$400 a yearShared with Chiropractic, Remedial massage, Chinese herbal medicine, Osteopathy
Remedial massage2 months
  • Initial visit: $35
  • Subsequent visit: $35
$400 a yearShared with Chiropractic, Acupuncture, Chinese herbal medicine, Osteopathy
Chinese herbal medicine2 months
  • Initial visit: $35
  • Subsequent visit: $35
$400 a yearShared with Chiropractic, Acupuncture, Remedial massage, Osteopathy
Exercise physiology2 months
  • Initial visit: $45
  • Subsequent visit: $45
$400 a yearShared with Physiotherapy
Osteopathy2 months
  • Initial visit: $35
  • Subsequent visit: $35
$400 a yearShared with Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine
Vaccinations2 months
  • Per vaccination: $30
$175 a year

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $500 a year

  • Glasses and contact lenses

    $220 a year

  • Physiotherapy, Exercise physiology

    $400 a year

  • Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Osteopathy

    $400 a year

  • Vaccinations

    $175 a year

  • Major dental, Root canal (endodontics)

    $500 a year

Insurer's notes (original English)

Other services

Group physio/hydrotherapy session $20 per service. Flu vaccination 1 per calendar year $30 per service. Other eligible vaccines $40 per service.

Frequently asked questions

How much does Silver Plus Secure Hospital - $750 excess with Active Life Extras pay for a scale and clean?
According to government data, Silver Plus Secure Hospital - $750 excess with Active Life Extras pays up to $65 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for Silver Plus Secure Hospital - $750 excess with Active Life Extras?
General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Exercise physiology 2 months, Osteopathy 2 months, Vaccinations 2 months.
Can Silver Plus Secure Hospital - $750 excess with Active Life Extras be bought on its own?
This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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