Hospital + ExtrasClosed

Gold Active Package

A Hospital + Extras product from Latrobe Health Services. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (14)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $24.20 Scale and clean (114): $46.40 Fluoride (121): $18.50 Extraction (322): $81	$600 a yearShared with Root canal (endodontics)
Major dental	12 months	Full crown, veneered (615): $432	$600 a year
Root canal (endodontics)	2 months	Root canal obturation (417): $88.20	$600 a yearShared with General dental
Glasses and contact lenses	2 months	Single vision lenses and frames: $150 Multifocal lenses and frames: $150	$150 a year
Non-PBS prescription medicines	2 months	Per prescription: $25	$250 a year
Physiotherapy	2 months	Initial visit: $26 Subsequent visit: $20	$350 a year
Chiropractic	2 months	Initial visit: $22 Subsequent visit: $17	$450 a yearShared with Remedial massage, Osteopathy
Psychology	2 months	Initial visit: $45 Subsequent visit: $25	$350 a year
Remedial massage	2 months	Initial visit: $22 Subsequent visit: $17	$450 a yearShared with Chiropractic, Osteopathy
Orthoptics	2 months	Initial visit: $26 Subsequent visit: $20	$350 a yearShared with Occupational therapy, Speech therapy
Health management programs	2 months	Health management program: $30	$120 a year
Occupational therapy	2 months	Initial visit: $26 Subsequent visit: $20	$350 a yearShared with Orthoptics, Speech therapy
Osteopathy	2 months	Initial visit: $22 Subsequent visit: $17	$450 a yearShared with Chiropractic, Remedial massage
Speech therapy	No waiting period	Initial visit: $26 Subsequent visit: $20	$350 a yearShared with Orthoptics, Occupational therapy

Not covered: Orthodontics (braces), Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Dietetics, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Root canal (endodontics)
$600 a year
Major dental
$600 a year
Glasses and contact lenses
$150 a year
Non-PBS prescription medicines
$250 a year
Physiotherapy
$350 a year
Chiropractic, Remedial massage, Osteopathy
$450 a year
Also includes other services not listed
Psychology
$350 a year
Orthoptics, Occupational therapy, Speech therapy
$350 a year
Health management programs
$120 a year, $30 per service

Insurer's notes (original English)

Other services

Benefits are also payable for QUIT smoking courses. Pharmacy benefit is 15% of the cost of private scripts up to $25.00.

Frequently asked questions

How much does Gold Active Package pay for a scale and clean?

According to government data, Gold Active Package pays up to $46.40 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $600 a year.

What are the waiting periods for Gold Active Package?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 2 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology 2 months, Remedial massage 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Osteopathy 2 months, Speech therapy No waiting period.

Can Gold Active Package be bought on its own?

This product combines hospital and Extras in one policy, with Gold hospital cover.

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