Hospital + ExtrasClosed

Medibank Silver Plus Families

A Hospital + Extras product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (18)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $23.50 Scale and clean (114): $46 Fluoride (121): $14.20 Extraction (322): $113.70 VIC Periodic exam (012): $22.50 Scale and clean (114): $43.60 Fluoride (121): $13 Extraction (322): $93 QLD Periodic exam (012): $22.50 Scale and clean (114): $43.10 Fluoride (121): $12.30 Extraction (322): $96.90 WA Periodic exam (012): $23 Scale and clean (114): $43.60 Fluoride (121): $12.80 Extraction (322): $90.60 SA Periodic exam (012): $22.50 Scale and clean (114): $44 Fluoride (121): $13.30 Extraction (322): $93 TAS Periodic exam (012): $26 Scale and clean (114): $43.60 Fluoride (121): $14.50 Extraction (322): $107.60 NT Periodic exam (012): $35.70 Scale and clean (114): $52.90 Fluoride (121): $12.80 Extraction (322): $122.20	$500 a year
Major dental	12 months	NSW / ACT, VIC, QLD, SA, NT Full crown, veneered (615): $500 WA Full crown, veneered (615): $508.40 TAS Full crown, veneered (615): $527	$400 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $103.50 VIC Root canal obturation (417): $115.10 QLD Root canal obturation (417): $129.70 WA Root canal obturation (417): $107.70 SA Root canal obturation (417): $116 TAS Root canal obturation (417): $124.80 NT Root canal obturation (417): $117.50	$400 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$400 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $37.70 Subsequent visit: $31.50 VIC Initial visit: $38.20 Subsequent visit: $30.50 QLD Initial visit: $38.70 Subsequent visit: $32.50 WA Initial visit: $37.10 Subsequent visit: $32.10 SA Initial visit: $35.20 Subsequent visit: $30 TAS Initial visit: $37.70 Subsequent visit: $32.10 NT Initial visit: $43.30 Subsequent visit: $35.60	$400 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $38.20 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $38.20 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$400 a yearShared with Physiotherapy, Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $33 Subsequent visit: $27.80 VIC Initial visit: $33.40 Subsequent visit: $26 QLD, TAS Initial visit: $32.40 Subsequent visit: $26 WA Initial visit: $35.40 Subsequent visit: $26.50 SA Initial visit: $32.70 Subsequent visit: $25.50 NT Initial visit: $33.30 Subsequent visit: $27.40	$200 a yearShared with Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Psychology	No waiting period	NSW / ACT Initial visit: $101.33 Subsequent visit: $88.11 VIC Initial visit: $102 Subsequent visit: $88.70 QLD Initial visit: $96.68 Subsequent visit: $84.07 WA Initial visit: $115.29 Subsequent visit: $100.25 SA Initial visit: $118.37 Subsequent visit: $102.93 TAS Initial visit: $94.99 Subsequent visit: $82.60 NT Initial visit: $110.89 Subsequent visit: $96.42	$200 a yearShared with Podiatry, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Acupuncture	2 months	NSW / ACT Initial visit: $27 Subsequent visit: $20 VIC Initial visit: $31.80 Subsequent visit: $23.50 QLD Initial visit: $31.20 Subsequent visit: $24.50 WA Initial visit: $34.80 Subsequent visit: $28.40 SA Initial visit: $30.40 Subsequent visit: $24.50 TAS Initial visit: $32.80 Subsequent visit: $25.50 NT Initial visit: $30.80 Subsequent visit: $29.40	$200 a yearShared with Podiatry, Psychology, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Remedial massage	2 months	NSW / ACT, VIC, WA Initial visit: $37.80 Subsequent visit: $25.50 QLD Initial visit: $37.70 Subsequent visit: $25.50 SA Initial visit: $35.30 Subsequent visit: $25.50 TAS Initial visit: $35.40 Subsequent visit: $25.50 NT Initial visit: $45.20 Subsequent visit: $35.20	$100 a year
Blood glucose monitors	24 months	Blood glucose monitor: 100% of the fee	$200 a yearShared with Podiatry, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Chinese herbal medicine	2 months	Initial visit: $16 Subsequent visit: $16	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Dietetics, Exercise physiology, Orthotics, Speech therapy
Dietetics	2 months	NSW / ACT Initial visit: $44.80 Subsequent visit: $24.60 VIC Initial visit: $41 Subsequent visit: $25.70 QLD Initial visit: $40.90 Subsequent visit: $25.60 WA Initial visit: $40.30 Subsequent visit: $22.30 SA Initial visit: $45.80 Subsequent visit: $22.50 TAS Initial visit: $45.90 Subsequent visit: $25.40 NT Initial visit: $44.10 Subsequent visit: $22.60	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Exercise physiology, Orthotics, Speech therapy
Exercise physiology	2 months	Initial visit: $16 Subsequent visit: $16	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Orthotics, Speech therapy
Orthotics	2 months	Per pair of orthotics: 55% of the fee	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Speech therapy
Osteopathy	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $38.20 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $37.10 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$400 a yearShared with Physiotherapy, Chiropractic
Speech therapy	2 months	NSW / ACT Initial visit: $64.20 Subsequent visit: $29.80 VIC Initial visit: $59 Subsequent visit: $33.90 QLD Initial visit: $56.60 Subsequent visit: $28.60 WA Initial visit: $66.30 Subsequent visit: $31.50 SA Initial visit: $59.90 Subsequent visit: $35.50 TAS Initial visit: $48.10 Subsequent visit: $32.40 NT Initial visit: $57.80 Subsequent visit: $33.80	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Occupational therapy, Non-PBS prescription medicines, Vaccinations, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Major dental, Root canal (endodontics)
$400 a year
Orthodontics (braces)
$400 a year
Glasses and contact lenses
$200 a year
Physiotherapy, Chiropractic, Osteopathy
$400 a year
Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
$200 a year
Remedial massage
$100 a year

Insurer's notes (original English)

Other services

- Health appliance and external prostheses, (contact Medibank for further information) Part of combined limit with Podiatry, 2 mth waiting period, fixed amount back per item up to annual limit. - Blood pressure monitor (24 mth waiting period) and Breathing appliances (12 mth waiting period) Part of combined limit with Podiatry 100% up to annual limit. - Health subscriptions (refer to Medibank for approved organisations) Part of combined limit with Podiatry, 2 mth waiting period, 100% per subscription up to annual limit. - Health screening tests (where no Medicare benefit is payable) $200 per annum, 2 mth waiting period, 100% per test up to annual limit. Refer to Medibank for approved screening tests. - Private hospital accident and emergency facility fees payable for Child or Student Dependant only, $250 per annum, 2 mth waiting period, 100% back up to annual limit. - Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Special features

A 12 month waiting period applies to surgical tooth extraction. Orthodontics has a $400 opening balance then a top up of $200 per year up to a $1200 lifetime limit.

Frequently asked questions

How much does Medibank Silver Plus Families pay for a scale and clean?

According to government data, Medibank Silver Plus Families pays up to $46 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Medibank Silver Plus Families?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Blood glucose monitors 24 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Medibank Silver Plus Families be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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