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My Choice Extras Core 75

A Extras-only product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (8)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $27.60 Scale and clean (114): $50 Fluoride (121): $16.70 Extraction (322): $125 VIC Periodic exam (012): $26.50 Scale and clean (114): $51.20 Fluoride (121): $16 Extraction (322): $109.20 QLD Periodic exam (012): $26.50 Scale and clean (114): $50.60 Fluoride (121): $14.40 Extraction (322): $113.90 WA Periodic exam (012): $27 Scale and clean (114): $51.20 Fluoride (121): $15.50 Extraction (322): $106.50 SA Periodic exam (012): $26.50 Scale and clean (114): $51.70 Fluoride (121): $15.60 Extraction (322): $109.30 TAS Periodic exam (012): $30.50 Scale and clean (114): $51.20 Fluoride (121): $16.70 Extraction (322): $126.50 NT Periodic exam (012): $41.90 Scale and clean (114): $62.10 Fluoride (121): $15 Extraction (322): $143.60	$750 a year
Major dental	12 months	NSW / ACT Full crown, veneered (615): $775.50 VIC Full crown, veneered (615): $746.80 QLD Full crown, veneered (615): $775.40 WA Full crown, veneered (615): $700.80 SA Full crown, veneered (615): $723.80 TAS Full crown, veneered (615): $787.10 NT Full crown, veneered (615): $832.90	$450 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $123.60 VIC Root canal obturation (417): $135.10 QLD Root canal obturation (417): $152.30 WA Root canal obturation (417): $126.50 SA Root canal obturation (417): $136.40 TAS Root canal obturation (417): $146.60 NT Root canal obturation (417): $137.90	$450 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a yearShared with Orthoptics
Non-PBS prescription medicines	2 months	Per prescription: $31	$400 a yearShared with Psychology, Vaccinations
Psychology	No waiting period	NSW / ACT Initial visit: $112.96 Subsequent visit: $93.55 VIC Initial visit: $113.71 Subsequent visit: $94.17 QLD Initial visit: $107.78 Subsequent visit: $89.26 WA Initial visit: $128.52 Subsequent visit: $106.44 SA Initial visit: $131.96 Subsequent visit: $109.28 TAS Initial visit: $105.89 Subsequent visit: $87.69 NT Initial visit: $123.62 Subsequent visit: $102.37	$400 a yearShared with Non-PBS prescription medicines, Vaccinations
Orthoptics	2 months	Initial visit: $45 Subsequent visit: $35	$200 a yearShared with Glasses and contact lenses
Vaccinations	2 months	Per vaccination: 100% of the fee	$400 a yearShared with Non-PBS prescription medicines, Psychology

Not covered: Orthodontics (braces), Hearing aids, Audiology (hearing tests), Physiotherapy, Chiropractic, Osteopathy, Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Dietetics, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$750 a year
Major dental, Root canal (endodontics)
$450 a year
Glasses and contact lenses, Orthoptics
$200 a year
Non-PBS prescription medicines, Psychology, Vaccinations
$400 a year

Insurer's notes (original English)

Special features

A 12 month waiting period applies to surgical tooth extraction. Counselling (no waiting period) shares an annual limit with Psychology. Vaccinations - non PBS listed flu vaccinations only.

Frequently asked questions

How much does My Choice Extras Core 75 pay for a scale and clean?

According to government data, My Choice Extras Core 75 pays up to $50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $750 a year.

What are the waiting periods for My Choice Extras Core 75?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Psychology No waiting period, Orthoptics 2 months, Vaccinations 2 months.

Can My Choice Extras Core 75 be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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