Hospital + ExtrasClosed

Silver Plus New Families Comprehensive

A Hospital + Extras product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (17)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $27.60 Scale and clean (114): $50 Fluoride (121): $16.70 Extraction (322): $125 VIC Periodic exam (012): $26.50 Scale and clean (114): $51.20 Fluoride (121): $16 Extraction (322): $109.20 QLD Periodic exam (012): $26.50 Scale and clean (114): $50.60 Fluoride (121): $14.40 Extraction (322): $113.90 WA Periodic exam (012): $27 Scale and clean (114): $51.20 Fluoride (121): $15.50 Extraction (322): $106.50 SA Periodic exam (012): $26.50 Scale and clean (114): $51.70 Fluoride (121): $15.60 Extraction (322): $109.30 TAS Periodic exam (012): $30.50 Scale and clean (114): $51.20 Fluoride (121): $16.70 Extraction (322): $126.50 NT Periodic exam (012): $41.90 Scale and clean (114): $62.10 Fluoride (121): $15 Extraction (322): $143.60	No annual limit
Major dental	12 months	NSW / ACT Full crown, veneered (615): $775.50 VIC Full crown, veneered (615): $746.80 QLD Full crown, veneered (615): $775.40 WA Full crown, veneered (615): $700.80 SA Full crown, veneered (615): $723.80 TAS Full crown, veneered (615): $787.10 NT Full crown, veneered (615): $832.90	$800 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $123.60 VIC Root canal obturation (417): $135.10 QLD Root canal obturation (417): $152.30 WA Root canal obturation (417): $126.50 SA Root canal obturation (417): $136.40 TAS Root canal obturation (417): $146.60 NT Root canal obturation (417): $137.90	$800 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $47.90 Subsequent visit: $40 VIC Initial visit: $48.60 Subsequent visit: $38.70 QLD Initial visit: $49.20 Subsequent visit: $41.30 WA Initial visit: $47.30 Subsequent visit: $40.70 SA Initial visit: $44.60 Subsequent visit: $38.10 TAS Initial visit: $47.90 Subsequent visit: $40.70 NT Initial visit: $55.10 Subsequent visit: $45.30	$600 a year
Chiropractic	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $36.10 VIC Initial visit: $48.60 Subsequent visit: $34.10 QLD Initial visit: $46.60 Subsequent visit: $33.50 WA Initial visit: $48.60 Subsequent visit: $33.50 SA Initial visit: $47.30 Subsequent visit: $32.20 TAS Initial visit: $47.20 Subsequent visit: $35.40 NT Initial visit: $49.80 Subsequent visit: $35.40	$400 a yearShared with Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $39 Subsequent visit: $33.30 VIC Initial visit: $39.30 Subsequent visit: $30.60 QLD Initial visit: $38.90 Subsequent visit: $32.70 WA Initial visit: $41.50 Subsequent visit: $31.20 SA Initial visit: $38.70 Subsequent visit: $30 TAS Initial visit: $38.10 Subsequent visit: $30.60 NT Initial visit: $39.20 Subsequent visit: $32.20	$500 a yearShared with Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Psychology	2 months	NSW / ACT Initial visit: $112.96 Subsequent visit: $93.55 VIC Initial visit: $113.71 Subsequent visit: $94.17 QLD Initial visit: $107.78 Subsequent visit: $89.26 WA Initial visit: $128.52 Subsequent visit: $106.44 SA Initial visit: $131.96 Subsequent visit: $109.28 TAS Initial visit: $105.89 Subsequent visit: $87.69 NT Initial visit: $123.62 Subsequent visit: $102.37	$500 a yearShared with Podiatry, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Acupuncture	2 months	NSW / ACT Initial visit: $33 Subsequent visit: $23 VIC Initial visit: $37.40 Subsequent visit: $27.70 QLD Initial visit: $36.30 Subsequent visit: $28.80 WA Initial visit: $40.90 Subsequent visit: $33.40 SA Initial visit: $35.70 Subsequent visit: $28.80 TAS Initial visit: $38.60 Subsequent visit: $30 NT Initial visit: $36.20 Subsequent visit: $34.60	$500 a yearShared with Podiatry, Psychology, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Remedial massage	2 months	NSW / ACT, QLD, WA Initial visit: $44.30 Subsequent visit: $29.90 VIC Initial visit: $44.40 Subsequent visit: $29.90 SA, TAS Initial visit: $41.40 Subsequent visit: $29.90 NT Initial visit: $53 Subsequent visit: $41.40	$200 a year
Blood glucose monitors	24 months	Blood glucose monitor: 100% of the fee	$500 a yearShared with Podiatry, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Chinese herbal medicine	2 months	Initial visit: $21.50 Subsequent visit: $21.50	$500 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Dietetics, Exercise physiology, Orthotics, Speech therapy
Dietetics	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $29 VIC Initial visit: $48.10 Subsequent visit: $30.20 QLD Initial visit: $48.10 Subsequent visit: $30 WA Initial visit: $47.30 Subsequent visit: $26.20 SA Initial visit: $53.80 Subsequent visit: $26.40 TAS Initial visit: $54 Subsequent visit: $29.80 NT Initial visit: $51.90 Subsequent visit: $26.50	$500 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Exercise physiology, Orthotics, Speech therapy
Exercise physiology	2 months	Initial visit: $21.50 Subsequent visit: $12	$500 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Orthotics, Speech therapy
Orthotics	2 months	Per pair of orthotics: 70% of the fee	$500 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Speech therapy
Osteopathy	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $36.10 VIC Initial visit: $48.60 Subsequent visit: $34.10 QLD Initial visit: $46.60 Subsequent visit: $33.50 WA Initial visit: $48.60 Subsequent visit: $33.50 SA Initial visit: $47.30 Subsequent visit: $32.20 TAS Initial visit: $47.20 Subsequent visit: $35.40 NT Initial visit: $49.80 Subsequent visit: $35.40	$400 a yearShared with Chiropractic
Speech therapy	2 months	NSW / ACT Initial visit: $75.40 Subsequent visit: $35 VIC Initial visit: $69.30 Subsequent visit: $39.80 QLD Initial visit: $66.50 Subsequent visit: $33.60 WA Initial visit: $78 Subsequent visit: $37.10 SA Initial visit: $70.30 Subsequent visit: $41.70 TAS Initial visit: $56.50 Subsequent visit: $38.10 NT Initial visit: $68 Subsequent visit: $39.60	$500 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Occupational therapy, Non-PBS prescription medicines, Vaccinations, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental, Root canal (endodontics)
$800 a year
Glasses and contact lenses
$250 a year
Physiotherapy
$600 a year
Chiropractic, Osteopathy
$400 a year
Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
$500 a year
Remedial massage
$200 a year

Insurer's notes (original English)

Product features

Provides cover for services that younger families are more likely to need.

Other services

Health appliances and external prostheses 2mth waiting period, Breathing appliances 12 mth waiting period, Blood pressure monitor 24 mth waiting period, Health subscriptions 2mth waiting period, Health screening tests 2mth waiting periods, fixed benefits, sublimits and benefit replacement periods apply share combined annual limit with Podiatry (contact Medibank for further information). – Private hospital accident and emergency fees, 2mth waiting period applies to child and student dependants only, annual limit $250. – MembershipBonus, 6 mth waiting period, starts at $100 per membership per year. Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Special features

A 12 month waiting period applies to surgical tooth extraction. Exercise physiology benefit is $21.50 for individual consultations and $12.00 for group consultations

Frequently asked questions

How much does Silver Plus New Families Comprehensive pay for a scale and clean?

According to government data, Silver Plus New Families Comprehensive pays up to $50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Silver Plus New Families Comprehensive?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Blood glucose monitors 24 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Silver Plus New Families Comprehensive be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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