Hospital + ExtrasClosed

Silver Plus New Families Essentials

A Hospital + Extras product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (17)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $23.50 Scale and clean (114): $46 Fluoride (121): $14.20 Extraction (322): $113.70 VIC Periodic exam (012): $22.50 Scale and clean (114): $43.60 Fluoride (121): $13 Extraction (322): $93 QLD Periodic exam (012): $22.50 Scale and clean (114): $43.10 Fluoride (121): $12.30 Extraction (322): $96.90 WA Periodic exam (012): $23 Scale and clean (114): $43.60 Fluoride (121): $12.80 Extraction (322): $90.60 SA Periodic exam (012): $22.50 Scale and clean (114): $44 Fluoride (121): $13.30 Extraction (322): $93 TAS Periodic exam (012): $26 Scale and clean (114): $43.60 Fluoride (121): $14.20 Extraction (322): $107.60 NT Periodic exam (012): $35.70 Scale and clean (114): $52.90 Fluoride (121): $12.80 Extraction (322): $122.20	$500 a year
Major dental	12 months	NSW / ACT, VIC, QLD, SA, NT Full crown, veneered (615): $500 WA Full crown, veneered (615): $508.40 TAS Full crown, veneered (615): $527	$400 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $105.30 VIC Root canal obturation (417): $115.10 QLD Root canal obturation (417): $129.70 WA Root canal obturation (417): $107.70 SA Root canal obturation (417): $116 TAS Root canal obturation (417): $124.80 NT Root canal obturation (417): $117.50	$400 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$200 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $37.70 Subsequent visit: $31.50 VIC Initial visit: $38.20 Subsequent visit: $30.50 QLD Initial visit: $38.70 Subsequent visit: $32.50 WA Initial visit: $37.10 Subsequent visit: $32.10 SA Initial visit: $35.20 Subsequent visit: $30 TAS Initial visit: $37.70 Subsequent visit: $32.10 NT Initial visit: $43.30 Subsequent visit: $35.60	$400 a yearShared with Chiropractic, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $38.20 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $38.20 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$400 a yearShared with Physiotherapy, Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $33 Subsequent visit: $27.80 VIC Initial visit: $33.40 Subsequent visit: $26 QLD, TAS Initial visit: $32.40 Subsequent visit: $26 WA Initial visit: $35.40 Subsequent visit: $26.50 SA Initial visit: $32.90 Subsequent visit: $25.50 NT Initial visit: $33.30 Subsequent visit: $27.40	$200 a yearShared with Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Psychology	No waiting period	NSW / ACT Initial visit: $101.33 Subsequent visit: $88.11 VIC Initial visit: $102 Subsequent visit: $88.70 QLD Initial visit: $96.68 Subsequent visit: $84.07 WA Initial visit: $115.29 Subsequent visit: $100.25 SA Initial visit: $118.37 Subsequent visit: $102.93 TAS Initial visit: $94.99 Subsequent visit: $82.60 NT Initial visit: $110.89 Subsequent visit: $96.42	$200 a yearShared with Podiatry, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Acupuncture	2 months	NSW / ACT Initial visit: $27 Subsequent visit: $20 VIC Initial visit: $31.80 Subsequent visit: $23.50 QLD Initial visit: $31.20 Subsequent visit: $24.50 WA Initial visit: $34.80 Subsequent visit: $28.40 SA Initial visit: $30.40 Subsequent visit: $24.50 TAS Initial visit: $32.80 Subsequent visit: $25.50 NT Initial visit: $30.80 Subsequent visit: $29.40	$200 a yearShared with Podiatry, Psychology, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Remedial massage	2 months	NSW / ACT, VIC, WA Initial visit: $37.80 Subsequent visit: $25.50 QLD Initial visit: $37.70 Subsequent visit: $25.50 SA Initial visit: $35.30 Subsequent visit: $25.50 TAS Initial visit: $35.40 Subsequent visit: $25.50 NT Initial visit: $45.20 Subsequent visit: $35.20	$100 a year
Blood glucose monitors	24 months	Blood glucose monitor: 100% of the fee	$200 a yearShared with Podiatry, Psychology, Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
Chinese herbal medicine	2 months	Initial visit: $16 Subsequent visit: $16	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Dietetics, Exercise physiology, Orthotics, Speech therapy
Dietetics	2 months	NSW / ACT Initial visit: $44.80 Subsequent visit: $24.60 VIC Initial visit: $48.10 Subsequent visit: $25.70 QLD Initial visit: $40.90 Subsequent visit: $25.60 WA Initial visit: $40.30 Subsequent visit: $22.30 SA Initial visit: $45.80 Subsequent visit: $22.50 TAS Initial visit: $45.90 Subsequent visit: $25.40 NT Initial visit: $44.10 Subsequent visit: $22.60	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Exercise physiology, Orthotics, Speech therapy
Exercise physiology	2 months	Initial visit: $16 Subsequent visit: $10	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Orthotics, Speech therapy
Orthotics	2 months	Per pair of orthotics: 55% of the fee	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Speech therapy
Osteopathy	2 months	NSW / ACT Initial visit: $41.30 Subsequent visit: $28.40 VIC Initial visit: $38.20 Subsequent visit: $26.90 QLD Initial visit: $36.60 Subsequent visit: $26.40 WA Initial visit: $38.20 Subsequent visit: $26.40 SA Initial visit: $37.10 Subsequent visit: $25.30 TAS Initial visit: $37.20 Subsequent visit: $28 NT Initial visit: $39.30 Subsequent visit: $28	$400 a yearShared with Physiotherapy, Chiropractic
Speech therapy	2 months	NSW / ACT Initial visit: $64.20 Subsequent visit: $29.80 VIC Initial visit: $59 Subsequent visit: $33.90 QLD Initial visit: $56.60 Subsequent visit: $28.60 WA Initial visit: $66.30 Subsequent visit: $31.50 SA Initial visit: $59.90 Subsequent visit: $35.50 TAS Initial visit: $48.10 Subsequent visit: $32.40 NT Initial visit: $57.80 Subsequent visit: $33.80	$200 a yearShared with Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Occupational therapy, Non-PBS prescription medicines, Vaccinations, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Major dental, Root canal (endodontics)
$400 a year
Glasses and contact lenses
$200 a year
Physiotherapy, Chiropractic, Osteopathy
$400 a year
Podiatry, Psychology, Acupuncture, Blood glucose monitors, Chinese herbal medicine, Dietetics, Exercise physiology, Orthotics, Speech therapy
$200 a year
Remedial massage
$100 a year

Insurer's notes (original English)

Other services

Health appliances and external prostheses 2mth waiting period, Breathing appliances 12 mth waiting period, Blood pressure monitor 24 mth waiting period, Health subscriptions 2mth waiting period, Health screening tests 2mth waiting periods, fixed benefits, sublimits and benefit replacement periods apply share combined annual limit with Podiatry (contact Medibank for further information). – Private hospital accident and emergency fees, 2mth waiting period applies to child and student dependants only, annual limit $250. – Membership Bonus, 6 mth waiting period, starts at $100 per membership per year. - Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Special features

A 12 month waiting period applies to surgical tooth extraction. Exercise physiology benefits are $16.00 for individual consultations and $10.00 for group consultations.

Frequently asked questions

How much does Silver Plus New Families Essentials pay for a scale and clean?

According to government data, Silver Plus New Families Essentials pays up to $46 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Silver Plus New Families Essentials?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Blood glucose monitors 24 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Silver Plus New Families Essentials be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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