Hospital + ExtrasClosed

Silver Plus Security Essentials

A Hospital + Extras product from Medibank. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (18)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	NSW / ACT Periodic exam (012): $27.60 Scale and clean (114): $50 Fluoride (121): $16.70 Extraction (322): $125 VIC Periodic exam (012): $26.50 Scale and clean (114): $51.20 Fluoride (121): $16 Extraction (322): $109.20 QLD Periodic exam (012): $26.50 Scale and clean (114): $50.60 Fluoride (121): $14.40 Extraction (322): $113.90 WA Periodic exam (012): $27 Scale and clean (114): $51.20 Fluoride (121): $15.50 Extraction (322): $106.50 SA Periodic exam (012): $26.50 Scale and clean (114): $51.70 Fluoride (121): $15.60 Extraction (322): $109.30 TAS Periodic exam (012): $30.50 Scale and clean (114): $51.20 Fluoride (121): $16.70 Extraction (322): $126.50 NT Periodic exam (012): $41.90 Scale and clean (114): $62.10 Fluoride (121): $15 Extraction (322): $143.60	No annual limit
Major dental	12 months	NSW / ACT Full crown, veneered (615): $775.50 VIC Full crown, veneered (615): $746.80 QLD Full crown, veneered (615): $775.40 WA Full crown, veneered (615): $700.80 SA Full crown, veneered (615): $723.80 TAS Full crown, veneered (615): $787.10 NT Full crown, veneered (615): $832.90	$800 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	NSW / ACT Root canal obturation (417): $123.60 VIC Root canal obturation (417): $135.10 QLD Root canal obturation (417): $152.30 WA Root canal obturation (417): $126.50 SA Root canal obturation (417): $136.40 TAS Root canal obturation (417): $146.60 NT Root canal obturation (417): $137.90	$800 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Physiotherapy	2 months	NSW / ACT Initial visit: $47.90 Subsequent visit: $40 VIC Initial visit: $48.60 Subsequent visit: $38.70 QLD Initial visit: $49.20 Subsequent visit: $41.30 WA Initial visit: $47.30 Subsequent visit: $40.70 SA Initial visit: $44.60 Subsequent visit: $38.10 TAS Initial visit: $47.90 Subsequent visit: $40.70 NT Initial visit: $55.10 Subsequent visit: $45.30	$800 a yearShared with Chiropractic, Podiatry, Orthotics, Osteopathy
Chiropractic	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $36.10 VIC Initial visit: $48.60 Subsequent visit: $34.10 QLD Initial visit: $46.60 Subsequent visit: $33.50 WA Initial visit: $48.60 Subsequent visit: $33.50 SA Initial visit: $47.30 Subsequent visit: $32.20 TAS Initial visit: $47.20 Subsequent visit: $35.40 NT Initial visit: $49.80 Subsequent visit: $35.40	$800 a yearShared with Physiotherapy, Podiatry, Orthotics, Osteopathy
Podiatry	2 months	NSW / ACT Initial visit: $39 Subsequent visit: $33.30 VIC Initial visit: $39.30 Subsequent visit: $30.60 QLD Initial visit: $38.90 Subsequent visit: $32.70 WA Initial visit: $41.50 Subsequent visit: $31.20 SA Initial visit: $38.70 Subsequent visit: $30 TAS Initial visit: $38.10 Subsequent visit: $30.60 NT Initial visit: $39.20 Subsequent visit: $32.20	$800 a yearShared with Physiotherapy, Chiropractic, Orthotics, Osteopathy
Psychology	No waiting period	NSW / ACT Initial visit: $101.33 Subsequent visit: $88.11 VIC Initial visit: $102 Subsequent visit: $88.70 QLD Initial visit: $96.68 Subsequent visit: $84.07 WA Initial visit: $115.29 Subsequent visit: $100.25 SA Initial visit: $118.37 Subsequent visit: $102.93 TAS Initial visit: $94.99 Subsequent visit: $82.60 NT Initial visit: $110.89 Subsequent visit: $96.42	$400 a yearShared with Hearing aids, Blood glucose monitors, Speech therapy
Acupuncture	2 months	NSW / ACT Initial visit: $33 Subsequent visit: $23 VIC Initial visit: $37.40 Subsequent visit: $27.70 QLD Initial visit: $36.30 Subsequent visit: $28.80 WA Initial visit: $40.90 Subsequent visit: $33.40 SA Initial visit: $35.70 Subsequent visit: $28.80 TAS Initial visit: $38.60 Subsequent visit: $30 NT Initial visit: $36.20 Subsequent visit: $34.60	$300 a yearShared with Chinese herbal medicine, Dietetics, Exercise physiology
Remedial massage	2 months	NSW / ACT, QLD, WA Initial visit: $44.30 Subsequent visit: $29.90 VIC Initial visit: $44.40 Subsequent visit: $29.90 SA, TAS Initial visit: $41.40 Subsequent visit: $29.90 NT Initial visit: $53 Subsequent visit: $41.40	$200 a year
Hearing aids	36 months	Per hearing aid: $400	$400 a yearShared with Psychology, Blood glucose monitors, Speech therapy
Blood glucose monitors	24 months	Blood glucose monitor: $400	$400 a yearShared with Psychology, Hearing aids, Speech therapy
Chinese herbal medicine	2 months	Initial visit: $21.50 Subsequent visit: $21.50	$300 a yearShared with Acupuncture, Dietetics, Exercise physiology
Dietetics	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $29 VIC Initial visit: $48.10 Subsequent visit: $30.20 QLD Initial visit: $48.10 Subsequent visit: $30 WA Initial visit: $47.30 Subsequent visit: $26.20 SA Initial visit: $53.80 Subsequent visit: $26.40 TAS Initial visit: $54 Subsequent visit: $29.80 NT Initial visit: $51.90 Subsequent visit: $26.50	$300 a yearShared with Acupuncture, Chinese herbal medicine, Exercise physiology
Exercise physiology	2 months	Initial visit: $21.50 Subsequent visit: $12	$300 a yearShared with Acupuncture, Chinese herbal medicine, Dietetics
Orthotics	2 months	Per pair of orthotics: 70% of the fee	$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Osteopathy
Osteopathy	2 months	NSW / ACT Initial visit: $52.50 Subsequent visit: $36.10 VIC Initial visit: $48.60 Subsequent visit: $34.10 QLD Initial visit: $46.60 Subsequent visit: $33.50 WA Initial visit: $48.60 Subsequent visit: $33.50 SA Initial visit: $47.30 Subsequent visit: $32.20 TAS Initial visit: $47.20 Subsequent visit: $35.40 NT Initial visit: $49.80 Subsequent visit: $35.40	$800 a yearShared with Physiotherapy, Chiropractic, Podiatry, Orthotics
Speech therapy	2 months	NSW / ACT Initial visit: $75.40 Subsequent visit: $35 VIC Initial visit: $69.30 Subsequent visit: $39.80 QLD Initial visit: $66.50 Subsequent visit: $33.60 WA Initial visit: $78 Subsequent visit: $37.10 SA Initial visit: $70.30 Subsequent visit: $41.70 TAS Initial visit: $56.50 Subsequent visit: $38.10 NT Initial visit: $68 Subsequent visit: $39.60	$400 a yearShared with Psychology, Hearing aids, Blood glucose monitors

Not covered: Orthodontics (braces), Orthoptics, Audiology (hearing tests), Occupational therapy, Non-PBS prescription medicines, Vaccinations, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
No annual limit
Major dental, Root canal (endodontics)
$800 a year
Glasses and contact lenses
$250 a year
Physiotherapy, Chiropractic, Podiatry, Orthotics, Osteopathy
$800 a year
Psychology, Hearing aids, Blood glucose monitors, Speech therapy
$400 a year
Acupuncture, Chinese herbal medicine, Dietetics, Exercise physiology
$300 a year
Remedial massage
$200 a year

Insurer's notes (original English)

Product features

Extras cover for a wide range of services including optical and major dental, with increasing annual limits for things like physio, chiro and podiatry.

Other services

- Health appliance and external prostheses, (contact Medibank for further information) Part of combined limit with Psychology, 2 mth waiting period, fixed amount back per item up to annual limit. - Blood pressure monitor (24 mth waiting period) and Breathing appliances (12 mth waiting period) Part of combined limit with Psychology 100% up to annual limit. - Health subscriptions (refer to Medibank for approved organisations) 2 mth waiting period period, 100% per subscription up to $100 per annum. - Counselling (no waiting period) shares an annual limit with Psychology. Please contact Medibank for more information.

Special features

A 12 month waiting periods applies to surgical tooth extraction. Exercise physiology benefits are $21.50 for an individual consultation and $12.00 for a group consultation.

Frequently asked questions

How much does Silver Plus Security Essentials pay for a scale and clean?

According to government data, Silver Plus Security Essentials pays up to $50 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: No annual limit.

What are the waiting periods for Silver Plus Security Essentials?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology No waiting period, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 36 months, Blood glucose monitors 24 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months.

Can Silver Plus Security Essentials be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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