Hospital + ExtrasClosed

Bronze Kickstarter Plus $750 Excess

A Hospital + Extras product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (14)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $35.20 Scale and clean (114): $66.85 Fluoride (121): $21.85	$300 a year
Major dental	12 months	Extraction (322): $168.55 Full crown, veneered (615): $1,079.10	$300 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $178.10	$300 a yearShared with Major dental
Glasses and contact lenses	6 months	Single vision lenses and frames: 60% of the fee Multifocal lenses and frames: 60% of the fee	$150 a year
Non-PBS prescription medicines	2 months	Per prescription: 60% of the fee	$200 a year
Physiotherapy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a year
Chiropractic	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Osteopathy
Psychology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$100 a year
Acupuncture	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$100 a yearShared with Remedial massage, Chinese herbal medicine
Remedial massage	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$100 a yearShared with Acupuncture, Chinese herbal medicine
Chinese herbal medicine	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$100 a yearShared with Acupuncture, Remedial massage
Dietetics	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a year
Exercise physiology	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a year
Osteopathy	2 months	Initial visit: 60% of the fee Subsequent visit: 60% of the fee	$200 a yearShared with Chiropractic

Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$300 a year
Major dental, Root canal (endodontics)
$300 a year
Glasses and contact lenses
$150 a year
Non-PBS prescription medicines
$200 a year
Physiotherapy
$200 a year
Chiropractic, Osteopathy
$200 a year
Psychology
$100 a year
Acupuncture, Remedial massage, Chinese herbal medicine
$100 a year
Also includes other services not listed
Dietetics
$200 a year
Exercise physiology
$200 a year

Insurer's notes (original English)

Product features

For young singles and couples looking for more than the basics from their hospital cover plus everyday Extras to help keep you healthy. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when visiting the dentist or a discount the next time you claim for glasses.

Other services

Preventative Tests - $200 limit per person per calendar year (waiting period 6 months): 60% back on preventative health test for thin prep, bone density testing and bowel screening (service limits apply). Myotherapy - $100 combined limit with acupuncture, remedial massage and Chinese herbalism per person per calendar year (waiting period 2 months). Psychology has a sublimit of $100 for Digital Cognitive Behavioural Therapy (CBT).

Frequently asked questions

How much does Bronze Kickstarter Plus $750 Excess pay for a scale and clean?

According to government data, Bronze Kickstarter Plus $750 Excess pays up to $66.85 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $300 a year.

What are the waiting periods for Bronze Kickstarter Plus $750 Excess?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Exercise physiology 2 months, Osteopathy 2 months.

Can Bronze Kickstarter Plus $750 Excess be bought on its own?

This product combines hospital and Extras in one policy, with Bronze Plus hospital cover.

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