ING Essential Extras
A Extras-only product from nib. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (8)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $500 a year |
| Major dental | 12 months |
| $400 a yearShared with Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $400 a yearShared with Major dental |
| Glasses and contact lenses | 6 months |
| $200 a year |
| Physiotherapy | 2 months |
| $300 a yearShared with Chiropractic, Osteopathy |
| Chiropractic | 2 months |
| $300 a yearShared with Physiotherapy, Osteopathy |
| Psychology | 2 months |
| $150 a year |
| Osteopathy | 2 months |
| $300 a yearShared with Physiotherapy, Chiropractic |
Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental
$500 a year
Major dental, Root canal (endodontics)
$400 a year
Glasses and contact lenses
$200 a year
Physiotherapy, Chiropractic, Osteopathy
$300 a year
Psychology
$150 a year
Insurer's notes (original English)
Product features
Look after the essentials with the Extras people use most. 60% back on each visit, up to your annual limit. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
Other services
Psychology has a sublimit of $150 for Digital Cognitive Behavioural Therapy (CBT).
Frequently asked questions
How much does ING Essential Extras pay for a scale and clean?
What are the waiting periods for ING Essential Extras?
Can ING Essential Extras be bought on its own?
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