Hospital + ExtrasClosed

Singles & Couples (Basic+) $500 excess

A Hospital + Extras product from Queensland Country Health Fund. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (17)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $42 Scale and clean (114): $67 Fluoride (121): $18	$500 a year
Major dental	12 months	Extraction (322): $135 Full crown, veneered (615): $500	$500 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $128	$500 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): $500	$500 a year
Glasses and contact lenses	2 months	Single vision lenses and frames: $225 Multifocal lenses and frames: $225	$225 a year
Non-PBS prescription medicines	2 months	Per prescription: $45	$150 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: $42 Subsequent visit: $37	$400 a year
Chiropractic	2 months	Initial visit: $42 Subsequent visit: $30	$500 a yearShared with Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics, Osteopathy
Podiatry	2 months	Initial visit: $30 Subsequent visit: $30	$500 a yearShared with Chiropractic, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics, Osteopathy
Acupuncture	2 months	Initial visit: $30 Subsequent visit: $30	$500 a yearShared with Chiropractic, Podiatry, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics, Osteopathy
Remedial massage	2 months	Initial visit: $35 Subsequent visit: $35	$500 a yearShared with Chiropractic, Podiatry, Acupuncture, Chinese herbal medicine, Dietetics, Orthotics, Osteopathy
Chinese herbal medicine	2 months	Initial visit: $30 Subsequent visit: $30	$500 a yearShared with Chiropractic, Podiatry, Acupuncture, Remedial massage, Dietetics, Orthotics, Osteopathy
Dietetics	2 months	Initial visit: $55 Subsequent visit: $35	$500 a yearShared with Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Orthotics, Osteopathy
Health management programs	2 months	Health management program: $125	$125 a year
Orthotics	2 months	Per pair of orthotics: 100% of the fee	$500 a yearShared with Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Osteopathy
Osteopathy	2 months	Initial visit: $42 Subsequent visit: $30	$500 a yearShared with Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics
Vaccinations	2 months	Per vaccination: $45	$150 a yearShared with Non-PBS prescription medicines

Not covered: Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Psychology, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$500 a year
Major dental, Root canal (endodontics)
$500 a year
Orthodontics (braces)
$500 a year, $1,000 lifetime
Glasses and contact lenses
$225 a year
Non-PBS prescription medicines, Vaccinations
$150 a year
Physiotherapy
$400 a year
Chiropractic, Podiatry, Acupuncture, Remedial massage, Chinese herbal medicine, Dietetics, Orthotics, Osteopathy
$500 a year, $300 per service
Also includes other services not listed
Health management programs
$125 a year

Insurer's notes (original English)

Product features

Health management (Healthy Living benefit) provides benefits towards the costs of metabolic dieticians or nutritionists consultations to assist with weight management, diabetes education consultations, quit smoking programs, skin checks for skin cancers (except where there is a Medicare benefit), bowel screening and bone density tests, a second yearly prostate specific antigen test not covered by Medicare, supermarket tours conducted by a dietitian or other allied health professional qualified to provide nutrition advice, and gym memberships/personal training sessions provided under an approved health management or chronic disease management program. Please contact the insurer for full details.

Frequently asked questions

How much does Singles & Couples (Basic+) $500 excess pay for a scale and clean?

According to government data, Singles & Couples (Basic+) $500 excess pays up to $67 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.

What are the waiting periods for Singles & Couples (Basic+) $500 excess?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 2 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Acupuncture 2 months, Remedial massage 2 months, Chinese herbal medicine 2 months, Dietetics 2 months, Health management programs 2 months, Orthotics 2 months, Osteopathy 2 months, Vaccinations 2 months.

Can Singles & Couples (Basic+) $500 excess be bought on its own?

This product combines hospital and Extras in one policy, with Basic Plus hospital cover.

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