Gold Ultimate Hospital $500 Excess and Healthy Choice Extras
A Hospital + Extras product from RT Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
This product is closed: it no longer accepts new members, but existing members can keep using it.
Services covered (12)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $500 a yearShared with Major dental, Root canal (endodontics) |
| Major dental | 12 months |
| $500 a yearShared with General dental, Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $500 a yearShared with General dental, Major dental |
| Glasses and contact lenses | 2 months |
| $225 a year |
| Non-PBS prescription medicines | 2 months |
| $400 a year |
| Physiotherapy | 2 months |
| $400 a yearShared with Chiropractic, Podiatry, Osteopathy |
| Chiropractic | 2 months |
| $400 a yearShared with Physiotherapy, Podiatry, Osteopathy |
| Podiatry | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Osteopathy |
| Acupuncture | 2 months |
| $200 a yearShared with Remedial massage |
| Remedial massage | 2 months |
| $200 a yearShared with Acupuncture |
| Health management programs | 2 months |
| $300 a year |
| Osteopathy | 2 months |
| $400 a yearShared with Physiotherapy, Chiropractic, Podiatry |
Not covered: Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Orthotics, Chinese herbal medicine, Psychology, Dietetics, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing
Annual limits
Services in the same group share one limit.
General dental, Major dental, Root canal (endodontics)
$500 a year
Glasses and contact lenses
$225 a year
Non-PBS prescription medicines
$400 a year
Physiotherapy, Chiropractic, Podiatry, Osteopathy
$400 a year
Also includes other services not listed
Health management programs
$300 a year, $200 per service
Acupuncture, Remedial massage
$200 a year
Insurer's notes (original English)
Product features
Benefits available for Myotherapy. Health management / Healthy lifestyle includes approved weight loss, stress management and quit smoking programs, MRI Scans not claimable through Medicare & skin tests. Benefits for Tai Chi, Yoga and Pilates are payable at 100% of the cost, subject to applicable sub‑limits and conditions. Annual limits, sub‑limits and membership limits apply. Contact the fund for further details.
Other services
RT Health members pay no gap on a range of popular dental and optical services through HCF Dental or Optical Centres and the More for provider network. Annual and service limits apply.
Special features
100% back on a range of no-gap services through our More for program, and no-gap network providers, subject to your cover, waiting periods and annual limits. Find out more: https://www.rthealth.com.au/health-services/find-a-dental-clinic and https://www.rthealth.com.au/health-services/find-an-optical-provider.
Frequently asked questions
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