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By limit type · Pregnancy/Family Health Pool

Pregnancy and family combined limit

Some insurers put antenatal and postnatal services, such as pregnancy nutrition and postnatal pelvic floor physio, in one pregnancy or family health limit. This is Extras only; giving birth in hospital depends on your Hospital cover. Names and what's included differ by insurer, so check your policy.

  • Several services share one yearly limit
  • Names and what's included vary by insurer
EstimateAntenatal classessave about $95–155 per programPrivate health rebate + provider's own pricing

Qualified local care, for less

Pregnancy and family combined limit: roughly how much your cover can save

We list local providers who accept private health cover and whose registration you can check, with prices, how to claim and languages spoken. You compare and choose, without paying more than you need to.

ServiceTypical feeSave about
Antenatal classesper program$250$95–155
Lactation consultantper visit$150$55–85
Pelvic health physioper visit$150$55–85
Dietitianper visit$160$45–80

Private health rebate + provider's own pricing · Estimated for a typical mid-level Extras policy and provider prices; your policy and provider decide the actual amount · Updated October 2026

  • Only providers who accept private health cover, with registration you can check
  • See prices and how to claim before you book
  • You compare and choose; we don't recommend
See nearby providers who accept private health cover

ExtrasMate is not a medical provider. We don't diagnose or recommend specific practitioners or treatments; we organise and show information so you can choose for yourself. The savings come from your private health rebate and the provider's own pricing, not from coupons we issue.

How to make it go further

Antenatal classes, lactation consultants and postnatal pelvic floor physio may all come out of this limit. You'll likely use several services around pregnancy, so plan ahead and watch the waiting periods.

What this limit usually covers

Your policy decides exactly what's included and how much each pays.

  • Antenatal classes

    Classes on preparing for birth and newborn care

  • Lactation consultant

    An IBCLC-certified lactation consultant

    Find a lactation consultant
  • Pelvic floor physio

    Postnatal pelvic floor assessment and exercises with a registered physio

    Find a physiotherapist
  • Dietitian

    Eating advice during pregnancy and breastfeeding

    Find a dietitian

Common questions

Can I use this limit for giving birth in hospital?
No. Giving birth in hospital depends on your Hospital cover, which usually has a 12-month waiting period. This limit only covers antenatal and postnatal services under Extras.
Which services come out of this limit?
Common ones are antenatal classes, lactation consultants, postnatal pelvic floor physio and pregnancy nutrition, but it varies by insurer. Some insurers don't have this limit and pay these services from the physio, dietetics or other limits instead.

Other limit types

What a combined limit is called, what it covers and how much it pays differ by insurer and policy. Your insurer's confirmation is what counts.

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