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私保通 Private Care+
Extras-onlyOn sale

Classic Extras

A Extras-only product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (11)

ServiceWaiting periodMax benefit per visitAnnual limit
General dentalNo waiting period
  • Periodic exam (012): $28.55
  • Scale and clean (114): $66.30
  • Fluoride (121): $21.40
  • Extraction (322): $99
$500 a year
Glasses and contact lensesNo waiting period
  • Single vision lenses and frames: $150
  • Multifocal lenses and frames: $150
$150 a year
Non-PBS prescription medicinesNo waiting period
  • Per prescription: $40
$250 a year
PhysiotherapyNo waiting period
  • Initial visit: $34
  • Subsequent visit: $26
$200 a year
ChiropracticNo waiting period
  • Initial visit: $34
  • Subsequent visit: $26
$200 a year
AcupunctureNo waiting period
  • Initial visit: $18
  • Subsequent visit: $18
$200 a yearShared with Remedial massage, Exercise physiology
Remedial massageNo waiting period
  • Initial visit: $23
  • Subsequent visit: $23
$200 a yearShared with Acupuncture, Exercise physiology
DieteticsNo waiting period
  • Initial visit: $28
  • Subsequent visit: $20
$100 a year
Exercise physiologyNo waiting period
  • Initial visit: $18
  • Subsequent visit: $18
$200 a yearShared with Acupuncture, Remedial massage
Health management programsNo waiting period
  • Health management program: $10
$150 a year
OsteopathyNo waiting period
  • Initial visit: $34
  • Subsequent visit: $26
$200 a year

Not covered: Major dental, Root canal (endodontics), Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Podiatry, Orthotics, Chinese herbal medicine, Psychology, Speech therapy, Occupational therapy, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental

    $500 a year

  • Glasses and contact lenses

    $150 a year

  • Non-PBS prescription medicines

    $250 a year

  • Physiotherapy

    $200 a year

  • Chiropractic

    $200 a year

  • Acupuncture, Remedial massage, Exercise physiology

    $200 a year

    Also includes other services not listed

  • Dietetics

    $100 a year

  • Health management programs

    $150 a year

  • Osteopathy

    $200 a year

Insurer's notes (original English)

Other services

This cover also includes Health Improvement Benefits including: Yoga, Pilates, Quit Smoking, Disease management association fees, Cancer Council UV products, Stress management courses, Preventative tests, scans and screenings, Health checks and Exercise classes. Conditions and annual limits apply. Please refer to product guide for more details. This product also includes unlimited emergency ambulance.

Frequently asked questions

How much does Classic Extras pay for a scale and clean?
According to government data, Classic Extras pays up to $66.30 per scale and clean (114), with a No waiting period general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for Classic Extras?
General dental No waiting period, Glasses and contact lenses No waiting period, Non-PBS prescription medicines No waiting period, Physiotherapy No waiting period, Chiropractic No waiting period, Acupuncture No waiting period, Remedial massage No waiting period, Dietetics No waiting period, Exercise physiology No waiting period, Health management programs No waiting period, Osteopathy No waiting period.
Can Classic Extras be bought on its own?
Yes. This product doesn't need to be held with hospital cover.

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