Hospital + ExtrasClosed

Lite 50 Basic Plus

A Hospital + Extras product from ahm. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (5)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	No waiting period	Periodic exam (012): 50% of the fee Scale and clean (114): 50% of the fee Fluoride (121): 50% of the fee Extraction (322): 50% of the fee	$750 a yearShared with Root canal (endodontics), Physiotherapy, Chiropractic, Osteopathy
Root canal (endodontics)	12 months	Root canal obturation (417): 50% of the fee	$750 a yearShared with General dental, Physiotherapy, Chiropractic, Osteopathy
Physiotherapy	No waiting period	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$750 a yearShared with General dental, Root canal (endodontics), Chiropractic, Osteopathy
Chiropractic	No waiting period	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$750 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Osteopathy
Osteopathy	No waiting period	Initial visit: 50% of the fee Subsequent visit: 50% of the fee	$750 a yearShared with General dental, Root canal (endodontics), Physiotherapy, Chiropractic

Not covered: Major dental, Orthodontics (braces), Glasses and contact lenses, Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Podiatry, Orthotics, Acupuncture, Chinese herbal medicine, Remedial massage, Psychology, Dietetics, Speech therapy, Occupational therapy, Non-PBS prescription medicines, Vaccinations, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental, Root canal (endodontics), Physiotherapy, Chiropractic, Osteopathy
$750 a year
Also includes other services not listed

Insurer's notes (original English)

Other services

With lite 50 basic plus you get one limit to use on one, or all, of your included extras each financial year.

Frequently asked questions

How much does Lite 50 Basic Plus pay for a scale and clean?

According to government data, Lite 50 Basic Plus pays 50% of the fee for a scale and clean (114), with a No waiting period general dental waiting period. General dental annual limit: $750 a year.

What are the waiting periods for Lite 50 Basic Plus?

General dental No waiting period, Root canal (endodontics) 12 months, Physiotherapy No waiting period, Chiropractic No waiting period, Osteopathy No waiting period.

Can Lite 50 Basic Plus be bought on its own?

This product combines hospital and Extras in one policy, with Basic Plus hospital cover.

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