Hospital + ExtrasClosed

Silver Plus Hospital 500 and Comprehensive 70 Extras (MO)

A Hospital + Extras product from AIA Health. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (24)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): 60% of the fee Scale and clean (114): 60% of the fee Fluoride (121): 60% of the fee	$1,000 a year
Major dental	12 months	Extraction (322): 60% of the fee Full crown, veneered (615): 60% of the fee	$1,000 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): 60% of the fee	$1,000 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 60% of the fee	$1,000 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: $40	$400 a yearShared with Vaccinations
Physiotherapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$600 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Psychology	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Acupuncture	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$200 a year
Remedial massage	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$200 a year
Hearing aids	12 months	Per hearing aid: 70% of the fee	$500 a yearShared with Blood glucose monitors
Blood glucose monitors	12 months	Blood glucose monitor: 70% of the fee	$500 a yearShared with Hearing aids
Audiology (hearing tests)	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Dietetics	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Exercise physiology	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$600 a yearShared with Physiotherapy
Orthoptics	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Health management programs	2 months	Health management program: 100% of the fee	$200 a year
Occupational therapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Orthotics	2 months	Per pair of orthotics: 70% of the fee	$400 a year
Osteopathy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: 70% of the fee Subsequent visit: 70% of the fee	$400 a year
Vaccinations	2 months	Per vaccination: $40	$400 a yearShared with Non-PBS prescription medicines

Not covered: Chinese herbal medicine, Antenatal and postnatal care, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$1,000 a year
Major dental, Root canal (endodontics)
$1,000 a year
Orthodontics (braces)
$1,000 a year, $2,600 lifetime
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines, Vaccinations
$400 a year
Physiotherapy, Exercise physiology
$600 a year
Also includes other services not listed
Chiropractic, Osteopathy
$400 a year
Podiatry
$400 a year
Psychology
$400 a year
Acupuncture
$200 a year
Hearing aids, Blood glucose monitors
$500 a year, 1 per 3 years
Also includes other services not listed
Audiology (hearing tests)
$400 a year
Dietetics
$400 a year
Orthoptics
$400 a year
Health management programs
$200 a year
Occupational therapy
$400 a year
Orthotics
$400 a year
Speech therapy
$400 a year
Remedial massage
$200 a year

Insurer's notes (original English)

Other services

Swimming lessons - 2 month waiting period and $300 annual limit. Preventative health benefits - myOwn will pay benefits for preventative health screening services equivalent to 100% of the fee charged for bowel cancer identification kits (1 every 2 years) and Melanoma surveillance photography (1 per year) up to $200 per person.

Special features

General and Preventative Dental are combined under one limit. Physiotherapy, Hydrotherapy, Myotherapy, and Exercise Physiology share a limit. Medically Prescribed Appliances, Hearing Aids, Blood Glucose Monitors and Health Appliances and Aids share an annual limit. Non PBS pharmaceuticals pays back up to $40 per script after the current PBS amount is deducted; vaccinations fall under this Pharmacy limit. This policy also provides access to AIA Vitality where you can earn rewards for leading a healthy lifestyle! https://www.aiavitality.com.au

Frequently asked questions

How much does Silver Plus Hospital 500 and Comprehensive 70 Extras (MO) pay for a scale and clean?

According to government data, Silver Plus Hospital 500 and Comprehensive 70 Extras (MO) pays 60% of the fee for a scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $1,000 a year.

What are the waiting periods for Silver Plus Hospital 500 and Comprehensive 70 Extras (MO)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Hearing aids 12 months, Blood glucose monitors 12 months, Audiology (hearing tests) 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Health management programs 2 months, Occupational therapy 2 months, Orthotics 2 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations 2 months.

Can Silver Plus Hospital 500 and Comprehensive 70 Extras (MO) be bought on its own?

This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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