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Freedom Extras (FRE)

A Extras-only product from Australian Unity. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

Services covered (21)

Service	Waiting period	Max benefit per visit	Annual limit
General dental	2 months	Periodic exam (012): $41 Scale and clean (114): $83 Fluoride (121): $25	$800 a year
Major dental	12 months	Extraction (322): $213 Full crown, veneered (615): $643	$800 a yearShared with Root canal (endodontics)
Root canal (endodontics)	12 months	Root canal obturation (417): $199	$800 a yearShared with Major dental
Orthodontics (braces)	12 months	Upper and lower braces plus retainer (881): 100% of the fee	$700 a year
Glasses and contact lenses	6 months	Single vision lenses and frames: 100% of the fee Multifocal lenses and frames: 100% of the fee	$250 a year
Non-PBS prescription medicines	2 months	Per prescription: $50	$400 a year
Physiotherapy	2 months	Initial visit: $60 Subsequent visit: $60	$500 a yearShared with Exercise physiology
Chiropractic	2 months	Initial visit: $40 Subsequent visit: $40	$350 a yearShared with Osteopathy
Podiatry	2 months	Initial visit: $40 Subsequent visit: $40	$300 a yearShared with Orthotics
Psychology	2 months	Initial visit: $80 Subsequent visit: $80	$400 a year
Acupuncture	2 months	Initial visit: $40 Subsequent visit: $40	$300 a yearShared with Remedial massage
Remedial massage	2 months	Initial visit: $40 Subsequent visit: $40	$300 a yearShared with Acupuncture
Audiology (hearing tests)	2 months	Initial visit: $70 Subsequent visit: $70	$300 a yearShared with Orthoptics, Occupational therapy, Speech therapy
Dietetics	2 months	Initial visit: $40 Subsequent visit: $40	$400 a year
Exercise physiology	2 months	Initial visit: $60 Subsequent visit: $60	$500 a yearShared with Physiotherapy
Orthoptics	2 months	Initial visit: $70 Subsequent visit: $70	$300 a yearShared with Audiology (hearing tests), Occupational therapy, Speech therapy
Occupational therapy	2 months	Initial visit: $70 Subsequent visit: $70	$300 a yearShared with Audiology (hearing tests), Orthoptics, Speech therapy
Orthotics	12 months	Per pair of orthotics: 70% of the fee	$300 a yearShared with Podiatry
Osteopathy	2 months	Initial visit: $40 Subsequent visit: $40	$350 a yearShared with Chiropractic
Speech therapy	2 months	Initial visit: $70 Subsequent visit: $70	$300 a yearShared with Audiology (hearing tests), Orthoptics, Occupational therapy
Vaccinations	No waiting period	Per vaccination: 70% of the fee	$200 a year

Not covered: Hearing aids, Chinese herbal medicine, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

General dental
$800 a year
Major dental, Root canal (endodontics)
$800 a year
Orthodontics (braces)
$700 a year, $2,400 lifetime
Glasses and contact lenses
$250 a year
Non-PBS prescription medicines
$400 a year
Physiotherapy, Exercise physiology
$500 a year
Chiropractic, Osteopathy
$350 a year
Podiatry, Orthotics
$300 a year
Psychology
$400 a year
Acupuncture, Remedial massage
$300 a year
Audiology (hearing tests), Orthoptics, Occupational therapy, Speech therapy
$300 a year
Dietetics
$400 a year
Vaccinations
$200 a year

Insurer's notes (original English)

Other services

Annual benefit limits apply per calendar year. Myotherapy - $40 per consultation, maximum $300 per person (combined limit - see Acupuncture), 2 month waiting period. Braces, Splints and Garments - up to 70% of the cost, maximum $300 per person (combined limit - see Podiatry), 12 month waiting period. There are Preventative Health Services available on this cover, waiting periods may apply. Sickness Travel & Accommodation, 70% of the cost, $100 for travel and $100 for accommodation per membership, 2 month waiting period, and School Accident Top-Up benefit $150 per Dependant Child. Please refer to the product Fact Sheet or contact Australian Unity for further details.

Special features

1) No waiting period for preventative dental and selected diagnostic services. Treatments claimed as No Gap Dental benefits (where available) do not count to the yearly limit. 2)Full denture replacement limited to once every three years. 3) Gum disease treatment included under Endodontics (12 month waiting period). 4) $40 for chiropractic x-ray, limit one per person per calendar year. 5) Orthotic benefits are for supply only. 6) Travel vaccinations only.

Frequently asked questions

How much does Freedom Extras (FRE) pay for a scale and clean?

According to government data, Freedom Extras (FRE) pays up to $83 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $800 a year.

What are the waiting periods for Freedom Extras (FRE)?

General dental 2 months, Major dental 12 months, Root canal (endodontics) 12 months, Orthodontics (braces) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Audiology (hearing tests) 2 months, Dietetics 2 months, Exercise physiology 2 months, Orthoptics 2 months, Occupational therapy 2 months, Orthotics 12 months, Osteopathy 2 months, Speech therapy 2 months, Vaccinations No waiting period.

Can Freedom Extras (FRE) be bought on its own?

Yes. This product doesn't need to be held with hospital cover.

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