Top Extras (TPE)
A Extras-only product from Australian Unity. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.
Services covered (23)
| Service | Waiting period | Max benefit per visit | Annual limit |
|---|---|---|---|
| General dental | 2 months |
| $1,000 a year |
| Major dental | 12 months |
| $1,000 a yearShared with Root canal (endodontics) |
| Root canal (endodontics) | 12 months |
| $1,000 a yearShared with Major dental |
| Orthodontics (braces) | 12 months |
| $800 a year |
| Glasses and contact lenses | 6 months |
| $300 a year |
| Non-PBS prescription medicines | 2 months |
| $500 a year |
| Physiotherapy | 2 months |
| $600 a yearShared with Exercise physiology |
| Chiropractic | 2 months |
| $400 a yearShared with Osteopathy |
| Podiatry | 2 months |
| $400 a yearShared with Orthotics |
| Psychology | 2 months |
| $600 a year |
| Acupuncture | 2 months |
| $400 a yearShared with Remedial massage |
| Remedial massage | 2 months |
| $400 a yearShared with Acupuncture |
| Hearing aids | 12 months |
| $1,000 a year |
| Blood glucose monitors | 12 months |
| $500 a year |
| Audiology (hearing tests) | 2 months |
| $400 a yearShared with Orthoptics, Occupational therapy, Speech therapy |
| Dietetics | 2 months |
| $500 a year |
| Exercise physiology | 2 months |
| $600 a yearShared with Physiotherapy |
| Orthoptics | 2 months |
| $400 a yearShared with Audiology (hearing tests), Occupational therapy, Speech therapy |
| Occupational therapy | 2 months |
| $400 a yearShared with Audiology (hearing tests), Orthoptics, Speech therapy |
| Orthotics | 12 months |
| $400 a yearShared with Podiatry |
| Osteopathy | 2 months |
| $400 a yearShared with Chiropractic |
| Speech therapy | 2 months |
| $400 a yearShared with Audiology (hearing tests), Orthoptics, Occupational therapy |
| Vaccinations | No waiting period |
| $250 a year |
Not covered: Chinese herbal medicine, Antenatal and postnatal care, Health management programs, Home nursing
Annual limits
Services in the same group share one limit.
General dental
$1,000 a year
Major dental, Root canal (endodontics)
$1,000 a year
Orthodontics (braces)
$800 a year, $3,200 lifetime
Glasses and contact lenses
$300 a year
Non-PBS prescription medicines
$500 a year
Physiotherapy, Exercise physiology
$600 a year
Chiropractic, Osteopathy
$400 a year
Podiatry, Orthotics
$400 a year
Psychology
$600 a year
Acupuncture, Remedial massage
$400 a year
Hearing aids
$1,000 a year
Blood glucose monitors
$500 a year
Audiology (hearing tests), Orthoptics, Occupational therapy, Speech therapy
$400 a year
Dietetics
$500 a year
Vaccinations
$250 a year
Insurer's notes (original English)
Other services
Annual benefit limits apply per calendar year. Myotherapy - $50 per consultation, maximum $400 per person (combined limit - see Acupuncture), 2 month waiting period. Braces, Splints and Garments - up to 80% of the cost, maximum $400 per person (combined limit - see Podiatry), 12 month waiting period. Devices and aids: Asthma pumps, Peak flow meters, Blood pressure monitors, Tens machines, CPAP/BPAP devices, Non-surgical prosthesis - up to 80% of cost, maximum $500 per person (combined limit - see Blood glucose monitors), 12 month waiting period. Benefit for each item is payable every 2 calendar years (does not apply to wigs). Wheelchairs and crutches - up to 80% of cost, maximum $500 per person (combined limit - see Blood glucose monitors), 2 months waiting period. Sickness Travel & Accommodation, 80% of the cost, $150 for travel and $150 for accommodation per membership, 2 month waiting period and School Accident Top-Up benefit: $200 per Child Dependant. There are Preventative Health Services available on this cover, waiting periods may apply. Please refer to the product Fact Sheet or contact Australian Unity for further details.
Special features
1) No waiting-period for preventative dental and selected diagnostic services. Treatments claimed as No Gap Dental benefits (where available) do not count to yearly limit 2) Full denture replacement limited to once every-three-years. 3) Surgical teeth extractions and gum-disease treatment included under Endodontics (12 month waiting period). 4) $50 chiropractic x-ray, limit one per-person per-calendar-year. 5) Benefit for each Hearing-Aid is payable every 3-calendar years (does not apply to repairs) 2-month waiting period for repairs 6) Benefits for Blood glucose monitors payable once every 2 calendar years. 7) Orthotic benefits are for supply only. 8) Travel vaccinations only
Frequently asked questions
How much does Top Extras (TPE) pay for a scale and clean?
What are the waiting periods for Top Extras (TPE)?
Can Top Extras (TPE) be bought on its own?
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