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私保通 Private Care+
Hospital + ExtrasClosed

Smart Singles Combination (Silver Plus)

A Hospital + Extras product from Australian Unity. Below is the cover registered in the government data: waiting period, benefit per visit and annual limit for each service.

Government data date: 1 October 2026

This product is closed: it no longer accepts new members, but existing members can keep using it.

Services covered (14)

ServiceWaiting periodMax benefit per visitAnnual limit
General dental2 months
  • Periodic exam (012): $24
  • Scale and clean (114): $40
  • Fluoride (121): $17
  • Extraction (322): $84
$500 a yearShared with Root canal (endodontics)
Root canal (endodontics)12 months
  • Root canal obturation (417): $83
$500 a yearShared with General dental
Glasses and contact lenses6 months
  • Single vision lenses and frames: 100% of the fee
  • Multifocal lenses and frames: 100% of the fee
$200 a year
Non-PBS prescription medicines2 months
  • Per prescription: $50
$150 a yearShared with Vaccinations
Physiotherapy2 months
  • Initial visit: 70% of the fee
  • Subsequent visit: 70% of the fee
$350 a year
Chiropractic2 months
  • Initial visit: $40
  • Subsequent visit: $40
$350 a yearShared with Osteopathy
Podiatry2 months
  • Initial visit: $40
  • Subsequent visit: $40
$250 a yearShared with Orthotics
Psychology2 months
  • Initial visit: $40
  • Subsequent visit: $40
$200 a yearShared with Dietetics
Acupuncture2 months
  • Initial visit: $40
  • Subsequent visit: $40
$350 a yearShared with Remedial massage
Remedial massage2 months
  • Initial visit: $40
  • Subsequent visit: $40
$350 a yearShared with Acupuncture
Dietetics2 months
  • Initial visit: $40
  • Subsequent visit: $40
$200 a yearShared with Psychology
Orthotics12 months
  • Per pair of orthotics: 70% of the fee
$250 a yearShared with Podiatry
Osteopathy2 months
  • Initial visit: $40
  • Subsequent visit: $40
$350 a yearShared with Chiropractic
VaccinationsNo waiting period
  • Per vaccination: 100% of the fee
$150 a yearShared with Non-PBS prescription medicines

Not covered: Major dental, Orthodontics (braces), Orthoptics, Hearing aids, Audiology (hearing tests), Exercise physiology, Chinese herbal medicine, Speech therapy, Occupational therapy, Blood glucose monitors, Antenatal and postnatal care, Health management programs, Home nursing

Annual limits

Services in the same group share one limit.

  • General dental, Root canal (endodontics)

    $500 a year

  • Glasses and contact lenses

    $200 a year

  • Physiotherapy

    $350 a year

    Also includes other services not listed

  • Chiropractic, Osteopathy

    $350 a year

  • Acupuncture, Remedial massage

    $350 a year

  • Non-PBS prescription medicines, Vaccinations

    $150 a year

  • Podiatry, Orthotics

    $250 a year

  • Psychology, Dietetics

    $200 a year

Insurer's notes (original English)

Product features

Please refer to the product Fact Sheet or contact Australian Unity for further details.

Other services

Annual benefits apply per calendar year. Increased General Dental limits for the first 5 years of continuous membership: $500 per person first year, $600 per person second year, $700 per person third year, $800 per person fourth year, $1000 per person fifth year. Myotherapy 70% of the consultation fee, $350 per person (Combined limit - see Physiotherapy) 2 month waiting period. Braces, Splints and Garments – up to 70% of the cost, maximum $250 per person (combined limit – see Podiatry), 12-month waiting period.

Special features

1) & 2) No waiting period for preventative dental and selected diagnostic services. A 12-month waiting period applies for surgical tooth extractions and treatment of gum disease. 3) Chiropractic also includes chiropractic x-rays, $40, limit 1 chiropractic x-ray per person per calendar year. 4) Orthotic benefits are for supply only. 5) Travel vaccinations only.

Frequently asked questions

How much does Smart Singles Combination (Silver Plus) pay for a scale and clean?
According to government data, Smart Singles Combination (Silver Plus) pays up to $40 per scale and clean (114), with a 2 months general dental waiting period. General dental annual limit: $500 a year.
What are the waiting periods for Smart Singles Combination (Silver Plus)?
General dental 2 months, Root canal (endodontics) 12 months, Glasses and contact lenses 6 months, Non-PBS prescription medicines 2 months, Physiotherapy 2 months, Chiropractic 2 months, Podiatry 2 months, Psychology 2 months, Acupuncture 2 months, Remedial massage 2 months, Dietetics 2 months, Orthotics 12 months, Osteopathy 2 months, Vaccinations No waiting period.
Can Smart Singles Combination (Silver Plus) be bought on its own?
This product combines hospital and Extras in one policy, with Silver Plus hospital cover.

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